655 E Washington Ave, Unit B, El Cajon, CA 92020 Property Records

San Diego County property record for 655 E Washington Ave, Unit B, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 898 sqft · built 1987
Lot Size	1.38 acres (60,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Apr 2020)
Tax Bill	$4,974 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`493-070-15-10`

Property Details

APN / Parcel Number

Primary APN	`493-070-15-10`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	898 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Lot Area	60,253 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	655 E WASHINGTON AVE, B
City	EL CAJON
State	CA
Zip	92020-5371
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PRD-LOW
Legal Description	LOT 1 US E2PER DOC86-362030&UND INT IN TR 011474
Legal Subdivision	STONEGATE
Legal Tract	011474
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	15301

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 E WASHINGTON AVE, B, EL CAJON, CA 92020-5371
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Jan 11, 2022	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Nov 25, 2019	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	2020220974
Prior Transfer Date	Oct 4, 2001
Prior Transfer Doc	0000382525
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	655 E WASHINGTON AVE UNIT B, B, EL CAJON, CA 92020-5371
Transaction Type	Mortgage
Record Updated	Dec 5, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 E WASHINGTON AVE B, B, EL CAJON, CA 92020-5371

Mortgage

Document Number	0000320765
Date	Nov 17, 2023
Instrument	2023-0320765

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	655 E WASHINGTON AVE UNIT B, B, EL CAJON, CA 92020-5371
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 E WASHINGTON AVE, EL CAJON, CA 92020-5388

Mortgage

Document Number	0000015072
Date	Jan 11, 2022
Instrument	2022-0015072

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 25, 2019
Property Address	655 E WASHINGTON AVE UNIT B, B, EL CAJON, CA 92020-5371
Document Number	0000549193
Instrument Date	Oct 28, 2019
Instrument	549193
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 E WASHINGTON AVE #B EL CAJON CA 920205371, B, EL CAJON, CA 92020-5371

Mortgage

Document Number	549194
Date	Nov 25, 2019
Instrument	549194

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Mortgage

Document Number	549195,
Date	Nov 25, 2019
Instrument	549195

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$368,116 (+2%) Land $147,243 Building $220,873
2025	$4,974.00 (+2.26%)	$360,899 (+4.04%) Land $144,356 Building $216,543
2023	$4,864.00 (-0.16%)	$346,887 Land $138,751 Building $208,136
2022	$4,872.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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