Hamilton County property record for 655 E 16th St, Chattanooga, TN 37408 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,688 sqft · built 2015 |
| Lot Size | 0.11 acres (4,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $419,700 (Apr 2015) |
| Tax Bill | $2,843 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 145L J 017.10 |
| Primary APN | 145L J 017.10 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,688 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,820 sqft (0.11 acres) |
| Lot Dimensions | 133 ft deep x 36 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000381916 |
|---|---|
| Street Address | 655 E 16TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37408-2104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 10 RTB ADDITION TO MONTAGUES PB 2 PG 34 REV PB 52 PG 194 REV PB 100 PB 60 REV PB 101 PG 22 OUT OF 145L J 017 FOR 2015 |
| Legal Subdivision | MONTAGUES ADDN NO 1 |
| Legal Block | 7 |
| Legal Lot Number | 10 51 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1114 |
| Census Tract | 2000 |
Source: Hamilton County records · APN 145L J 017.10
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 E 16TH ST, CHATTANOOGA, TN 37408-2104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2015 · Amount on Record |
| Deed Sale | Apr 29, 2015 · Amount on Record |
| Prior Sale | Feb 27, 2015 · Amount on Record |
| Deed Document Number | 2015042900231 |
| Deed Book / Page | 10455 / 515 |
| Record Updated | Jun 08, 2026 |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,843.00 (-4.34%) | $187,575 (+41.19%) | $750,300 (+41.19%) Land $100,000 Building $650,300 |
| 2024 | $2,972.00 | $132,850 (-) | $531,400 (-) Land $55,000 Building $476,400 |
| 2023 | $2,972.00 | $132,850 (-) | $531,400 (-) Land $55,000 Building $476,400 |
| 2022 | $2,972.00 | $132,850 | $531,400 Land $55,000 Building $476,400 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650020001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1978–2000) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Apr 2000, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 370 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Electric Power Board of Chattanooga, Tennessee | Fiber | 100,000 / 100,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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