632 E 16th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 632 E 16th St, Chattanooga, TN 37408 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,704 sqft · built 2018
Lot Size	0.044 acres (1,950 sqft)
Owner	2 Individual Names on File
Last Sale	$529,900 (Nov 2023)
Tax Bill	$2,150 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Dec 2021 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`145M R 010`

Property Details

APN / Parcel Number

Primary APN	`145M R 010`
Alternative APN	`0000071346`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,704 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,950 sqft (0.044 acres)
Lot Dimensions	65 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000071346
Street Address	632 E 16TH ST
City	CHATTANOOGA
State	TN
Zip	37408-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 HENSON'S OF THE NORTH HALF OF BLOCK 8 MONTAGUE'S ADDITION #1 PB 5 PG 11 REV PB 109 PG 105
Legal Subdivision	HENSONS
Legal Block	8
Legal Lot Number	7
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1008
Census Tract	2000

Owner

Source: Hamilton County records · APN 145M R 010

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	632 E 16TH ST, CHATTANOOGA, TN 37408-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 01, 2023	Warranty Deed, Transfer · Conventional Mortgage PINNCACLE BANK
Dec 08, 2021	Warranty Deed, Transfer NORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GEORGIA LND TTL CO
Nov 01, 2023	Correction Deed
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BK
Mar 23, 2018	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK
Oct 13, 2017	Warranty Deed, Construction Loan · Construction Mortgage FIRST VOLUNTEER BANK
Mar 20, 2017	Warranty Deed, Transfer FIRST CHOICE TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2023 · Amount on Record
Deed Sale	Nov 01, 2023 · Amount on Record
Prior Sale	Dec 08, 2021 · Amount on Record
Deed Document Number	202343
Deed Book / Page	13437 / 804
Prior Transfer Date	Jul 15, 2013
Prior Transfer Doc	0000000100
Record Updated	Jun 08, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 01, 2023
Property Address	632 E 16TH ST, CHATTANOOGA, TN 37408-2103
Document Number	0000000043
Book / Page	13437 / 804
Map Reference	MB 109 PG 105
Instrument Date	Oct 26, 2023
Instrument	2023110100043
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, BRIDGE CITY TTL EAST BRAINER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E 16TH ST, CHATTANOOGA, TN 37408-2103
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000044
Date	Nov 01, 2023
Instrument	2023110100044

Lender

Name	PINNCACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 08, 2021
Property Address	632 E 16TH ST, CHATTANOOGA, TN 37408-2103
Document Number	0000000068
Book / Page	12763 / 124
Map Reference	MB 109 PG 105
Instrument Date	Dec 01, 2021
Instrument	2021120800068
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	NORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GEORGIA LND TTL CO

Transaction

Amount	Amount Recorded
Tax	$1,674.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E 16TH ST, CHATTANOOGA, TN 37408-2103

November 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 01, 2023
Property Address	632 E 16TH ST, CHATTANOOGA, TN 37408-2103
Document Number	0000000042
Book / Page	13437 / 800
Map Reference	MB 109 PG 105
Instrument Date	Dec 01, 2021
Instrument	2023110100042
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E 16TH ST, CHATTANOOGA, TN 37408-2103

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	632 E 16TH ST, CHATTANOOGA, TN 37408-2103
Document Number	1110000214
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	FIRST CHOICE, 1ST CHOICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E 16TH ST CHATTANOOGA TN 374082103, CHATTANOOGA, TN 37408-2103

Mortgage

Document Number	1110000214
Date	Nov 10, 2020
Book Page	012226/000423
Instrument	201110000214

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 09, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 23, 2018
Property Address	632 E 16TH ST, CHATTANOOGA, TN 37408-2103
Document Number	0000000161
Book / Page	11301 / 378
Map Reference	MB109 PG105
Instrument Date	Mar 22, 2018
Instrument	2018032300161
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	CUMBERLAND TITLE & GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,271.69
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E 16TH ST, CHATTANOOGA, TN 37408-2103

Mortgage

Document Number	0000000162
Date	Mar 23, 2018
Instrument	2018032300162

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

October 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 13, 2017
Property Address	632 E 16TH ST, CHATTANOOGA, TN 37408-2103
Document Number	0000000156
Book / Page	11178 / 444
Map Reference	MB109 PG105
Instrument Date	Oct 12, 2017
Instrument	2017101300156
Transaction Type	Construction Loan
Record Updated	Mar 11, 2022
Title Company	FIRST CHOICE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$299.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 ROSSVILLE AVE, CHATTANOOGA, TN 37408-1908
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000157
Date	Oct 13, 2017
Instrument	2017101300157

Lender

Name	FIRST VOLUNTEER BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 12, 2018

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 20, 2017
Property Address	632 E 16TH ST, CHATTANOOGA, TN 37408-2103
Document Number	0000000274
Book / Page	011003 / 000269
Instrument Date	Mar 17, 2017
Instrument	274
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Tax	$536.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 E MAIN ST #201 CHATTANOOGA TN 374081231, 201, CHATTANOOGA, TN 37408-1231
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,150.00 (-5.54%)	$141,875 (+39.43%)	$567,500 (+39.43%) Land $100,000 Building $467,500
2024	$2,276.00	$101,750 (-)	$407,000 (-) Land $50,000 Building $357,000
2023	$2,276.00	$101,750 (-)	$407,000 (-) Land $50,000 Building $357,000
2022	$2,276.00	$101,750	$407,000 Land $50,000 Building $357,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650020001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 370 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric Power Board of Chattanooga, Tennessee	Fiber	100,000 / 100,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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