Norfolk City property record for 655 Dune St, Norfolk, VA 23503
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,355 sqft · built 1936 |
| Lot Size | 0.214 acres (9,335 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,006 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2022 Mortgage + 2 more |
| APN | 41837200 |
| Primary APN | 41837200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,355 sqft Living Area |
| Interior Walls | Plaster |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,335 sqft (0.214 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 655 DUNE ST |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23503-5319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | E 1/2-11 BLK 2 |
| Legal Subdivision | EUWANEE PARK |
| Legal Block | 2 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 700 |
Source: Norfolk City records · APN 41837200
Assessment roll updated September 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 DUNE ST, NORFOLK, VA 23503-5319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Aug 23, 2022 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jan 16, 2020 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Feb 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance THE FEDERAL SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2025 |
| Deed Sale | Mar 31, 2025 |
| Prior Sale | Jun 27, 2012 · Amount on Record |
| Deed Document Number | 20255319 |
| Prior Transfer Date | Mar 26, 2025 |
| Prior Transfer Doc | 0000005319 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 655 DUNE ST, NORFOLK, VA 23503-5319 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2026 |
| Title Company | UNKNOWN, AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 655 DUNE ST, NORFOLK, VA 23503-5319 |
| Document Number | 0250022712 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 250022712 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33401 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 655 DUNE ST, NORFOLK, VA 23503-5319 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220020697 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 220020697 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 655 DUNE ST, NORFOLK, VA 23503-5319 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2022 |
| Title Company | BCHH INC |
| Name | Verified Name |
|---|
| Document Number | 0200001067 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 200001067 |
| Name | THE FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 655 DUNE ST, NORFOLK, VA 23503-5319 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2022 |
| Title Company | KNOWLEDGE SPLICE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0210004555 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 210004555 |
| Name | THE FEDERAL SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
Source: Norfolk City records · Assessment roll updated September 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,006.00 (+7.61%) | $400,500 (+7.6%) Land $70,000 Building $330,500 | $400,500 (+7.6%) Land $70,000 Building $330,500 |
| 2023 | $4,652.00 | $372,200 Land $70,000 Building $302,200 | $372,200 Land $70,000 Building $302,200 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 54 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 94 units insured incl. 40 condo units |
| Nearby Flood Claims | 25 (1998–2020) |
| Claims Outside the SFHA | 11 of 25 |
| Most Recent Claim | Nov 2020 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 554 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF NORFOLK serves 234,220 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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