649 Dune St, Norfolk, VA 23503 Property Records

Norfolk City property record for 649 Dune St, Norfolk, VA 23503

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.211 acres (9,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Mar 2012)
Tax Bill	$962 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2025 Refinance + 1 more
APN	`41837300`

Property Details

APN / Parcel Number

Primary APN	`41837300`

Exterior

Lot Area	9,174 sqft (0.211 acres)

Location & Zoning

Street Address	649 DUNE ST
City	NORFOLK
State	VA
Zip	23503-5319
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R7
Legal Description	W 1/2-11 BLK 2
Legal Subdivision	REVISION OF PLAT #2 OF EUWANEE PARK
Legal Block	2
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2001
Census Tract	700

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 DUNE ST, NORFOLK, VA 23503-5319
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 31, 2025	Intrafamily Transfer, Transfer · Stand-Alone Refinance NEW DAY FINANCIAL LLC
Aug 23, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2012 · Amount on Record
Deed Sale	Mar 14, 2012 · Amount on Record
Deed Document Number	20125462
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	649 DUNE ST, NORFOLK, VA 23503-5319
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	UNKNOWN, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 DUNE ST, NORFOLK, VA 23503-5319

Mortgage

Document Number	0250022712
Date	Dec 12, 2025
Instrument	250022712

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORFOLK CITY VA
Recording Date	Mar 31, 2025
Property Address	649 DUNE ST, NORFOLK, VA 23503-5319
Document Number	0250005319
Instrument Date	Mar 26, 2025
Instrument	250005319
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	AMERICAS SETTLEMENT COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 DUNE ST, NORFOLK, VA 23503-5319

Mortgage

Document Number	0250005320
Date	Mar 31, 2025
Instrument	250005320

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	649 DUNE ST, NORFOLK, VA 23503-5319
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220020697
Date	Aug 23, 2022
Instrument	220020697

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$962.00 (+9.94%)	$77,000 (+1%) Land $77,000	$77,000 (+1%) Land $77,000
2025	$875.00	$70,000 (-) Land $70,000	$70,000 (-) Land $70,000
2023	$875.00	$70,000 Land $70,000	$70,000 Land $70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 54 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	94 units insured incl. 40 condo units
Nearby Flood Claims	25 (1998–2020)
Claims Outside the SFHA	11 of 25
Most Recent Claim	Nov 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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