655 Drummonds Rd, Munford, TN 38058 Property Records

Tipton County property record for 655 Drummonds Rd, Munford, TN 38058

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,419 sqft · built 1970
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$974 (2022)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084112 01400`

Property Details

APN / Parcel Number

Primary APN	`084112 01400`
Alternative APN	`112 01400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,419 sqft Living Area
1st Floor Area	1,419 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1993
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	655 DRUMMONDS RD
City	MUNFORD
State	TN
Zip	38058-4615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: S45
Legal Subdivision	MARTY FERGUSON
Legal Lot Number	1
Jurisdiction	TIPTON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1005
Census Tract	40303

Owner

Source: Tipton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 DRUMMONDS RD, MUNFORD, TN 38058-4615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Warranty Deed, Transfer · Conventional Mortgage PATRIOT BANK
Jul 30, 2018	Deed of Trust, Mortgage · Loan Modification FIRST CITIZENS BANK
Dec 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2004
Deed Sale	Jul 15, 2004
Prior Sale	Feb 22, 1993 · Amount on Record
Deed Book / Page	1151 / 455
Transfer Doc	1151455
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jun 2, 2022
Property Address	655 DRUMMONDS RD, MUNFORD, TN 38058-4615
Document Number	0001961507
Book / Page	1961 / 507
Map Reference	CAB H SL 81 A
Instrument Date	May 31, 2022
Instrument	257473
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$769.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 DRUMMONDS RD, MUNFORD, TN 38058-4615

Mortgage

Document Number	0000257474
Date	Jun 2, 2022
Instrument	257474

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	655 DRUMMONDS RD, MUNFORD, TN 38058-4615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1767977
Date	Jul 30, 2018
Book Page	1767/977
Instrument	215722

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Loan Modification
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2033

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Dec 12, 2018
Property Address	655 DRUMMONDS RD, MUNFORD, TN 38058-4615
Document Number	1782820
Book / Page	001782 / 000820
Instrument Date	Dec 11, 2018
Instrument	219341
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	49 NEEDHAM RD DRUMMONDS TN 380236676, DRUMMONDS, TN 38023-6676

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Munford City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,625 (-) Land $6,000 Building $34,625
2023		$40,625 Land $6,000 Building $34,625
2022	$974.00
2020			$162,500 Land $24,000 Building $138,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (2010–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNFORD WATER DEPT serves 10,434 people · EPA ID TN0000490
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Cable	2,000 / 75
Aeneas Communications Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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