653 Drummonds Rd, Munford, TN 38058 Property Records

Tipton County property record for 653 Drummonds Rd, Munford, TN 38058

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,045 sqft · built 2013
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Sep 2018)
Tax Bill	$1,775 (2022)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`084112 01404`

Property Details

APN / Parcel Number

Primary APN	`084112 01404`
Alternative APN	`112 01404`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,045 sqft Living Area
1st Floor Area	2,045 sqft
Attic	Attic
Attic Area	364 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	78 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	653 DRUMMONDS RD
City	MUNFORD
State	TN
Zip	38058-4615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: S45
Legal Subdivision	MARTY FERGUSON
Legal Lot Number	2
Jurisdiction	TIPTON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1005
Census Tract	40303

Owner

653 Drummonds Rd is owned and occupied by an individual who bought it in September 2018.

Source: Tipton County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	653 DRUMMONDS RD, MUNFORD, TN 38058-4615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 7, 2018	Warranty Deed, Transfer · Conventional with PMI BANKTENNESSEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2018 · Amount on File
Deed Sale	Sep 7, 2018 · Amount on File
Prior Sale	Jul 31, 2013 · Amount on File
Deed Document Number	2018216789
Deed Book / Page	1772 / 483
Transfer Doc	0001441693
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Recording Date	Sep 29, 2026
Property Address	653 DRUMMONDS RD, MUNFORD, TN 38058-4615
Document Number	0000296153
Book / Page	2142 / 553
Instrument Date	Sep 8, 2026
Instrument	2026296153
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 DRUMMONDS RD, MUNFORD, TN 38058-4615

Mortgage

Document Number	0000296153,
Date	Sep 29, 2026
Book Page	2142/553
Instrument	2026296153

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Jun 18, 2026
Property Address	653 DRUMMONDS RD, MUNFORD, TN 38058-4615
Document Number	0000293406
Book / Page	2129 / 596
Instrument Date	Jun 12, 2026
Instrument	2026293406
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	653 DRUMMONDS RD, MUNFORD, TN 38058-4615
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1890299
Date	Mar 17, 2021
Book Page	1890/299
Instrument	242676

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	299 Months
Due	Feb 1, 2046

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Sep 7, 2018
Property Address	653 DRUMMONDS RD, MUNFORD, TN 38058-4615
Document Number	1772483
Book / Page	001772 / 000483
Instrument Date	Sep 6, 2018
Instrument	216789
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	653 DRUMMONDS RD MUNFORD TN 380584615, MUNFORD, TN 38058-4615

Mortgage

Document Number	1772485
Date	Sep 7, 2018
Book Page	001772/000485
Instrument	216790

Lender

Name	BANKTENNESSEE
Type	Bank
Address	COLLIERVILLE, TN 38017

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2048

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Munford City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,125 Land $7,300 Building $71,825
2023		$79,125 Land $7,300 Building $71,825
2022	$1,775.00
2020			$316,500 Land $29,200 Building $287,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 653 Drummonds Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (2010–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 653 Drummonds Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNFORD WATER DEPT serves 10,434 people · EPA ID TN0000490
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Cable	2,000 / 75
Aeneas Communications Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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