655 Cumberland Rd, Venice, FL 34293 Property Records

Sarasota County property record for 655 Cumberland Rd, Venice, FL 34293

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,297 sqft · built 1994
Lot Size0.276 acres (12,000 sqft)
OwnerIndividual Name on Record
Last Sale$243,500 (Aug 2026)
Tax Bill$4,283 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Mar 2019 Sale
Flood ZoneZone X (moderate risk)
APN0452-09-0031

Property Details

APN / Parcel Number

Primary APN0452-09-0031
Alternative APN
  • 452090031

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,297 sqft Living Area
Gross Area1,747 sqft
1st Floor Area1,297 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,000 sqft (0.276 acres)
Lot Dimensions100 ft deep x 120 ft wide
View / LotMainland
Garage TypeAttached
Garage Area420 sqft

Exterior Amenities

Pool Area360 sqft
PorchScreened Porch
Porch Area230 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0452090031
Street Address655 CUMBERLAND RD
CityVENICE
StateFL
Zip34293-5616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3
Legal DescriptionLOTS 9740 9741 & 9742 SOUTH VENICE UNIT 35
Legal Range19E
Legal Township39S
Legal Section29
Legal SubdivisionSOUTH VENICE UNIT 35
Legal Tract1040
Legal Lot Number9740
Legal Unit35
JurisdictionSARASOTA FL
Township / Civil DivisionVENICE
Census Block Group1
Census Block1014
Census Tract2507

Owner

Source: Sarasota County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address655 CUMBERLAND RD, VENICE, FL 34293-5616
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Warranty Deed, Transfer · Conventional Mortgage
CEMO TITLE SERVICES LLC, CEMO TITLE SERVICES
Mar 14, 2019Warranty Deed, Transfer
CEMO TITLE SERVICES LLC, CEMO TITLE SVCS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2026 · Amount on Record
Deed SaleAug 11, 2026 · Amount on Record
Prior SaleMar 14, 2019 · Amount on Record
Deed Document Number2026109465
Transfer Doc2001032407
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateAug 11, 2026
Property Address655 CUMBERLAND RD, VENICE, FL 34293-5616
Document Number0000109465
Instrument DateAug 3, 2026
Instrument2026109465
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyCEMO TITLE SERVICES LLC, CEMO TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$172,154.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 CUMBERLAND RD, VENICE, FL 34293-5616

Mortgage

Document Number0000109466,
DateAug 11, 2026
Instrument2026109466
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term31 Months
DueMar 1, 2029
Interest
Rate6.49%
Max Rate-1%

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateMar 14, 2019
Property Address655 CUMBERLAND RD, VENICE, FL 34293-5616
Document Number0000031387
Instrument DateMar 14, 2019
Instrument31387
Transaction TypeTransfer
Record UpdatedMar 22, 2019
Title CompanyCEMO TITLE SERVICES LLC, CEMO TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$1,704.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address315 ROBERTS RD NOKOMIS FL 342753706, NOKOMIS, FL 34275-3706

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,283.00 (-3.69%)$314,300 (-16.05%) Land $86,500 Building $227,800$314,300 (-16.05%) Land $86,500 Building $227,800
2023$4,447.00 (+5.3%)$374,400 (+4.96%) Land $74,400 Building $300,000$374,400 (+4.96%) Land $74,400 Building $300,000
2022$4,223.00$356,700 Land $81,000 Building $275,700$356,700 Land $81,000 Building $275,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims15 (1992–2024)
Claims Outside the SFHA3 of 15
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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