Sarasota County property record for 644 Cumberland Rd, Venice, FL 34293
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,245 sqft · built 1973 |
| Lot Size | 0.276 acres (12,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $213,500 (Feb 2019) |
| Tax Bill | $3,083 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 0452-08-0051 |
| Primary APN | 0452-08-0051 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,245 sqft Living Area |
| Gross Area | 1,705 sqft |
| 1st Floor Area | 1,245 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,000 sqft (0.276 acres) |
| Lot Dimensions | 100 ft deep x 120 ft wide |
| View / Lot | Mainland |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Porch | Screened Porch |
|---|---|
| Porch Area | 70 sqft |
| Patio Area | 165 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0452080051 |
|---|---|
| Street Address | 644 CUMBERLAND RD |
| City | VENICE |
| State | FL |
| Zip | 34293-5679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3 |
| Legal Description | LOTS 9706 9707 & 9708 SOUTH VENICE UNIT 35 |
| Legal Range | 19E |
| Legal Township | 39S |
| Legal Section | 29 |
| Legal Subdivision | SOUTH VENICE UNIT 35 |
| Legal Tract | 1040 |
| Legal Lot Number | 9706 |
| Legal Unit | 35 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | VENICE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 2507 |
Source: Sarasota County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 644 CUMBERLAND RD, VENICE, FL 34293-5679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 1, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2019 · Amount on Record |
| Deed Sale | Feb 1, 2019 · Amount on Record |
| Prior Sale | Dec 30, 2010 · Amount on Record |
| Deed Document Number | 201913046 |
| Prior Transfer Date | Jan 19, 2006 |
| Prior Transfer Doc | 0000015014 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 644 CUMBERLAND RD, VENICE, FL 34293-5679 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000024708 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 2020024708 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Feb 1, 2019 |
| Property Address | 644 CUMBERLAND RD, VENICE, FL 34293-5679 |
| Document Number | 0000013046 |
| Map Reference | MB 8 PG 91 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 2019013046 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | FIRST INTL TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,494.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3965 COLEMAN RD, 3965, VENICE, FL 34293-7101 |
| Name | Verified Name |
|---|---|
| Address | 644 CUMBERLAND RD, VENICE, FL 34293-5679 |
| Document Number | 0000013047 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 2019013047 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Sarasota County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,083.00 (+36.17%) | $265,300 (+49.19%) Land $86,500 Building $178,800 | $265,300 (-12.99%) Land $86,500 Building $178,800 |
| 2024 | $2,264.00 (+4.96%) | ||
| 2023 | $2,157.00 (+4.3%) Homeowner's exemption | $177,821 (+3%) | $304,900 (+6.02%) Land $74,400 Building $230,500 |
| 2022 | $2,068.00 Homeowner's exemption | $172,642 | $287,600 Land $81,000 Building $206,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 15 (1992–2024) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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