655 Cockatoo Loop, Lakeland, FL 33809 Property Records

Polk County property record for 655 Cockatoo Loop, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,237 sqft · built 1997
Lot Size	0.119 acres (5,179 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,900 (Mar 2024)
Tax Bill	$1,115 (2025)
Deeds & Mortgages	Mar 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`24-27-19-161361-000460`

Property Details

APN / Parcel Number

Primary APN	`24-27-19-161361-000460`
Alternative APNs	`192724161361000460` `92724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,237 sqft Living Area
Gross Area	1,657 sqft
1st Floor Area	1,237 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,179 sqft (0.119 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	655 COCKATOO LOOP
City	LAKELAND
State	FL
Zip	33809-7604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDPIPER GOLF AND COUNTRY CLUB PHASE ELEVEN PB 92 PGS 34-35 LOT 46
Legal Range	24E
Legal Township	27S
Legal Section	19
Legal Subdivision	SANDPIPER GOLF AND COUNTRY CLUB PHASE 11
Legal Phase	11
Legal Tract	161361
Legal Block	1
Legal Lot Number	46
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1016
Census Tract	12207

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 COCKATOO LOOP, LAKELAND, FL 33809-7604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2024 · Amount on Record
Deed Sale	Mar 13, 2024 · Amount on Record
Prior Sale	Dec 17, 2012 · Amount on Record
Deed Document Number	202458445
Deed Book / Page	13038 / 1927
Prior Transfer Date	Aug 14, 2012
Prior Transfer Doc	0000147412
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 13, 2024
Property Address	655 COCKATOO LOOP, LAKELAND, FL 33809-7604
Document Number	0000058445
Book / Page	13038 / 1927
Map Reference	MB 92 PG 34
Instrument Date	Mar 8, 2024
Instrument	2024058445
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$1,959.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1268 MASONIC CT, ALMA, MI 48801-1169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 COCKATOO LOOP, LAKELAND, FL 33809-7604

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,461 (+2.7%)	$208,858 (-1.18%) Land $50,000 Building $158,858
2025	$1,115.00 (-36.43%) Homeowner's exemption	$106,583 (-24.6%)	$211,348 (+0.52%) Land $50,000 Building $161,348
2023	$1,754.00 (+3.42%) Homeowner's exemption	$141,360 (+3%)	$210,255 (+16.66%) Land $48,000 Building $162,255
2022	$1,696.00 Homeowner's exemption	$137,243	$180,229 Land $40,000 Building $140,229

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20