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644 Cockatoo Loop, Lakeland, FL 33809 Property Records

Polk County property record for 644 Cockatoo Loop, Lakeland, FL 33809

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,189 sqft · built 1992
Lot Size0.202 acres (8,790 sqft)
OwnerIndividual Name on File
Last Sale$85,900 (May 2002)
Tax Bill$1,240 (2025)
Deeds & MortgagesJun 2023 Mortgage
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN24-27-19-161361-000800

Property Details

APN / Parcel Number

Primary APN24-27-19-161361-000800
Alternative APN
  • 192724161361000800

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,189 sqft Living Area
Gross Area1,504 sqft
1st Floor Area1,189 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area8,790 sqft (0.202 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area315 sqft
PorchEnclosed/Unfinished Porch
Porch Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address644 COCKATOO LOOP
CityLAKELAND
StateFL
Zip33809-7602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANDPIPER GOLF AND COUNTRY CLUB PHASE ELEVEN PB 92 PGS 34-35 LOT 80
Legal Range24E
Legal Township27S
Legal Section19
Legal SubdivisionSANDPIPER GOLF AND COUNTRY CLUB PHASE 11
Legal Phase11
Legal Tract161361
Legal Block1
Legal Lot Number80
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1018
Census Tract12207

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address644 COCKATOO LOOP, LAKELAND, FL 33809-7602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jan 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 8, 2002 · Amount on Record
Deed SaleMay 8, 2002 · Amount on Record
Deed Book / Page5001 / 382
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address644 COCKATOO LOOP, LAKELAND, FL 33809-7602
Transaction TypeMortgage
Record UpdatedJun 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 COCKATOO LOOP, LAKELAND, FL 33809-7602

Mortgage

Document Number0000139469
DateJun 14, 2023
Book Page12728/1475
Instrument2023139469
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address644 COCKATOO LOOP, LAKELAND, FL 33809-7602
Transaction TypeMortgage
Record UpdatedJan 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004543
DateJan 6, 2022
Book Page12061/533
Instrument2022004543
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,240.00 (+8.3%) Homeowner's exemption$118,677 (+5.99%)$200,340 (-0.37%) Land $50,000 Building $150,340
2023$1,145.00 (-2.8%) Homeowner's exemption$111,973 (+3%)$201,081 (+16.42%) Land $48,000 Building $153,081
2022$1,178.00 Homeowner's exemption$108,712$172,723 Land $40,000 Building $132,723

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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