655 Cavalcade Cir, Naperville, IL 60540 Property Records

DuPage County property record for 655 Cavalcade Cir, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,686 sqft · built 1980
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$707,000 (Apr 2022)
Tax Bill$14,913 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-19-404-032

Property Details

APN / Parcel Number

Primary APN08-19-404-032

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,686 sqft Living Area
Gross Area4,228 sqft
1st Floor Area1,710 sqft
2nd Floor Area1,598 sqft
Basement Area920 sqft
Finished Basement378 sqft
Unfinished Basement542 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialWood Siding
Lot Area10,019 sqft (0.23 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Street Address655 CAVALCADE CIR
CityNAPERVILLE
StateIL
Zip60540-7603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionHOBSON WOODS ALL
Legal SubdivisionHOBSON WOODS
Legal Lot Number61
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group2
Census Block2012
Census Tract846208

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2336 N COMMONWEALTH AVE, CHICAGO, IL 60614-3411
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2022Warranty Deed, Transfer · Conventional Mortgage
UPEQUITY SPV2 LLC
Aug 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Sep 5, 2017Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
May 10, 2017Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2022 · Amount on Record
Deed SaleApr 29, 2022 · Amount on Record
Prior SaleMay 10, 2017 · Amount on Record
Deed Document Number202243197
Prior Transfer DateNov 18, 2009
Prior Transfer Doc0000181883
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateApr 29, 2022
Property Address655 CAVALCADE CIR, NAPERVILLE, IL 60540-7603
Document Number0000043197
Map ReferenceDOC R77-98984
Instrument DateApr 19, 2022
InstrumentR2022-043197
Transaction TypeTransfer
Record UpdatedMay 16, 2022
Title CompanyLAKELAND TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$707.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address663 CAVALCADE CIR, 663, NAPERVILLE, IL 60540-7603

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 CAVALCADE CIR, NAPERVILLE, IL 60540-7603

Mortgage

Document Number0000043198
DateApr 29, 2022
InstrumentR2022-043198
Lender
NameUPEQUITY SPV2 LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052
Interest
Rate TypeFixed Rate
Rate4.66%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address655 CAVALCADE CIR, NAPERVILLE, IL 60540-7603
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000092649
DateAug 21, 2020
InstrumentR2020-092649
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate
Rate2.62%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address655 CAVALCADE CIR, NAPERVILLE, IL 60540-7603
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000091183
DateSep 5, 2017
InstrumentR2017-091183
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 15, 2047
Interest
Rate TypeAdjustable Rate
Rate4.25%
Change FrequencyMonthly

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateMay 10, 2017
Property Address655 CAVALCADE CIR, NAPERVILLE, IL 60540-7603
Document Number0000045349
Map ReferenceDOCR77-98984
Instrument DateApr 6, 2017
InstrumentR2017-045349
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyBAIRD & WARNER TITLE SERVICE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,654.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6555 CAVALCADE CIR, NAPERVILLE, IL 60540

Mortgage

Document Number0000045350
DateMay 10, 2017
InstrumentR2017-045350
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047
Interest
Rate4.37%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,913.00 (+24.6%)$263,543 (+40.03%) Land $88,486 Building $175,057$790,629 (+40.03%) Land $265,458 Building $525,171
2022$11,969.00 Homeowner's exemption$188,210 Land $69,220 Building $118,990$564,630 Land $207,660 Building $356,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2001–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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