643 Cavalcade Cir, Naperville, IL 60540 Property Records

DuPage County property record for 643 Cavalcade Cir, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,362 sqft · built 1979
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$552,500 (Nov 2021)
Tax Bill	$13,936 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-19-404-035`

Property Details

APN / Parcel Number

Primary APN	`08-19-404-035`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,362 sqft Living Area
Gross Area	4,620 sqft
1st Floor Area	1,742 sqft
2nd Floor Area	1,620 sqft
Basement Area	1,258 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood Siding
Lot Area	12,632 sqft (0.29 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Street Address	643 CAVALCADE CIR
City	NAPERVILLE
State	IL
Zip	60540-7603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HOBSON WOODS ALL
Legal Subdivision	HOBSON WOODS
Legal Lot Number	58
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	2
Census Block	2012
Census Tract	846208

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	643 CAVALCADE CIR, NAPERVILLE, IL 60540-7603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Deed Document Number	2021165658
Prior Transfer Date	Sep 20, 1999
Prior Transfer Doc	0000217319
Record Updated	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Nov 12, 2021
Property Address	643 CAVALCADE CIR, NAPERVILLE, IL 60540-7603
Document Number	0000165658
Map Reference	DOC R77-98984
Instrument Date	Oct 28, 2021
Instrument	R2021-165658
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$552.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	643 CAVALCADE CIR, NAPERVILLE, IL 60540-7603

Mortgage

Document Number	0000165659
Date	Nov 12, 2021
Instrument	R2021-165659

Lender

Name	LISLE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,936.00 (+15.12%)	$246,800 (+27.84%) Land $88,486 Building $158,314	$740,400 (+27.84%) Land $265,458 Building $474,942
2022	$12,106.00 Homeowner's exemption	$193,060 Land $69,220 Building $123,840	$579,180 Land $207,660 Building $371,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2001–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20