655 Buddy Gap Rd, Otto, NC 28763 Property Records

Macon County property record for 655 Buddy Gap Rd, Otto, NC 28763 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,584 sqft · built 2000
Lot Size2.47 acres (107,593 sqft)
OwnerIndividual Name on File
Tax Bill$1,196 (2025)
Deeds & MortgagesOct 2018 Mortgage
Mar 2018 Sale
Flood ZoneZone X (minimal risk)
APN6580135533

Property Details

APN / Parcel Number

Primary APN6580135533
Alternative APNs
  • 0745195
  • 137686

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,584 sqft Heated Area
1st Floor Area2,584 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2010
Architectural StyleConventional
Lot Area107,593 sqft (2.47 acres)
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area448 sqft
Deck AreaDeck Area
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number137686
Street Address655 BUDDY GAP RD
CityOTTO
StateNC
Zip28763-9247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionON S R 1112
JurisdictionMACON NC
Township / Civil DivisionSMITHBRIDGE
Census Block Group5
Census Block5055
Census Tract970700

Owner

Source: Macon County records · APN 6580135533

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address655 BUDDY GAP RD, OTTO, NC 28763-9247
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
ENTEGRA BANK
Mar 08, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 03, 2004
Deed SaleNov 03, 2004
Deed Book / Page28 / 2084
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address655 BUDDY GAP RD, OTTO, NC 28763-9247
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberV38/2454
DateOct 12, 2018
Book PageV-38/2454
Instrument2018007073
Lender
NameENTEGRA BANK
TypeBank
AddressFRANKLIN, NC 28734
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2033

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateMar 08, 2018
Property Address655 BUDDY GAP RD, OTTO, NC 28763-9247
Document NumberL38/1781
Book / PageL-38 / 1781
Instrument DateMar 08, 2018
Instrument2018001520
Transaction TypeTransfer
Record UpdatedOct 04, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 CARPENTER LN, 15, OTTO, NC 28763-9604

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 BUDDY GAP RD, OTTO, NC 28763-9247

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$317,460 (+0.03%) Land $48,530 Building $268,930$317,460 (+0.03%) Land $48,530 Building $268,930
2025$1,196.00 (+1.1%)
2023$1,183.00$317,360 Land $48,530 Building $268,830$317,360 Land $48,530 Building $268,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 76% of North Carolina
Wildfire LikelihoodAbout 1 in 763 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Buddy Gap Rd

Nearby Streets

Search Property Records by Address or Parcel Number