Macon County property record for 300 Buddy Gap Rd, Otto, NC 28763 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1987 |
| Square Footage | 1,064 sqft Heated Area |
| Lot Size | 280,962 sqft (6.45 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $210,000 (2018) |
| Tax Bill | $1,107.00 (2025) |
| Primary APN | 6580210697 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,064 sqft Heated Area |
| 1st Floor | 1,064 sqft 1st Floor |
| Basement Area | 1,064 sqft Basement |
| Game Room | Game Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 280,962 sqft (6.45 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 864 sqft Garage |
| Porch | Enclosed Porch |
| Porch Area | 160 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 141862 |
|---|---|
| Street Address | 300 BUDDY GAP RD |
| City | OTTO |
| State | NC |
| Zip | 28763-9365 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HERITAGE VALLEY |
| Legal Subdivision | HERITAGE VALLEY |
| Jurisdiction | MACON NC |
| Minor Civil Division | SMITHBRIDGE |
| Census Blockgroup | 5 |
| Census Block | 5028 |
| Census Tract | 970700 |
Source: Macon County records · APN 6580210697
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 300 BUDDY GAP RD, OTTO, NC 28763-9365 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 09, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Mar 05, 2018 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) |
| Mar 05, 2018 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) ENTEGRA BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 05, 2018 · Amount on Record |
| Deed Sale | Mar 05, 2018 · Amount on Record |
| Deed Doc Number | 20181432 |
| Deed Book / Page | 38 / 1316 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Jun 09, 2026 |
| Property Address | 300 BUDDY GAP RD, OTTO, NC 28763-9365 |
| Document Number | 0000003492 |
| Book / Page | 44 / 894 |
| Instrument Date | Jun 04, 2026 |
| Instrument | 20263492 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 300 BUDDY GAP RD, OTTO, NC 28763-9365 |
| Document Number | 0000003492, |
|---|---|
| Date | Jun 09, 2026 |
| Book Page | 44/894 |
| Instrument | 20263492 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Mar 05, 2018 |
| Property Address | 300 BUDDY GAP RD, OTTO, NC 28763-9365 |
| Document Number | L38/1316 |
| Book / Page | L-38 / 1316 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 2018001432 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 300 BUDDY GAP RD, OTTO, NC 28763-9365 |
| Document Number | 2018001433 |
|---|---|
| Date | Mar 05, 2018 |
| Instrument | 2018001433 |
| Type | Bank |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Mar 05, 2018 |
| Property Address | 300 BUDDY GAP RD, OTTO, NC 28763-9365 |
| Document Number | L38/1316 |
| Book / Page | L-38 / 1316 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 2018001432 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 300 BUDDY GAP RD, OTTO, NC 28763-9365 |
| Document Number | 2018001433 |
|---|---|
| Date | Mar 05, 2018 |
| Instrument | 2018001433 |
| Name | ENTEGRA BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,430 (+12.2%) Land $77,080 Building $214,350 | $291,430 (+12.2%) Land $77,080 Building $214,350 | |
| 2025 | $1,107.00 (+1.1%) | $259,730 (-) Land $77,080 Building $182,650 | $259,730 (-) Land $77,080 Building $182,650 |
| 2023 | $1,095.00 | $259,730 Land $77,080 Building $182,650 | $259,730 Land $77,080 Building $182,650 |
Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 847 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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