655 Birch St, Westfield, IN 46074 Property Records

Hamilton County property record for 655 Birch St, Westfield, IN 46074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1956
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,313 (Mar 2026)
Tax Bill	$2,044 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2024 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`29-06-31-306-011.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-06-31-306-011.000-015`
Alternative APN	`0906310306011000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2004
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	131 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	655 BIRCH ST
City	WESTFIELD
State	IN
Zip	46074-9554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .26, SECTION 31, TOWNSHIP 19, RANGE 4
Legal Range	04
Legal Township	19
Legal Section	31
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1020
Census Tract	110401

Owner

Source: Hamilton County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 BIRCH ST, WESTFIELD, IN 46074-9554
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ISERVE RESIDENTIAL LENDING LLC
Oct 14, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU
Mar 3, 2026	Warranty Deed, Transfer · Conventional Mortgage ISERVE RESIDENTIAL LENDING LLC
Mar 3, 2026	Warranty Deed, Transfer · Conventional Mortgage ISERVE RESIDENTIAL LENDING LLC
Mar 3, 2026	Warranty Deed, Transfer MTC
Dec 22, 2022	Warranty Deed, Transfer · Conventional Mortgage LOAN SIMPLE INC
Sep 29, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Dec 22, 2022 · Amount on Record
Deed Document Number	20268371
Prior Transfer Date	Sep 24, 2001
Prior Transfer Doc	0000069310
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	655 BIRCH ST, WESTFIELD, IN 46074-9554
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 BIRCH ST, WESTFIELD, IN 46074-9554

Mortgage

Document Number	0000008372
Date	Mar 3, 2026
Instrument	2026008372

Lender

Name	ISERVE RESIDENTIAL LENDING LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	655 BIRCH ST, WESTFIELD, IN 46074-9554
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 BIRCH ST, WESTFIELD, IN 46074-9554

Mortgage

Document Number	0000039003
Date	Oct 14, 2024
Instrument	2024039003

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	655 BIRCH ST, WESTFIELD, IN 46074-9554
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079627
Date	Nov 3, 2021
Instrument	2021079627

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 3, 2026
Property Address	655 BIRCH ST, WESTFIELD, IN 46074-9554
Document Number	0000008371
Instrument Date	Feb 26, 2026
Instrument	2026008371
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 BIRCH ST, WESTFIELD, IN 46074-9554

Mortgage

Document Number	0000008372
Date	Mar 3, 2026
Instrument	2026008372

Lender

Name	ISERVE RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 3, 2026
Property Address	655 BIRCH ST, WESTFIELD, IN 46074-9554
Document Number	0000008371
Instrument Date	Feb 26, 2026
Instrument	2026008371
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 BIRCH ST, WESTFIELD, IN 46074-9554

Mortgage

Document Number	0000008372
Date	Mar 3, 2026
Instrument	2026008372

Lender

Name	ISERVE RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 3, 2026
Property Address	655 BIRCH ST, WESTFIELD, IN 46074-9554
Document Number	0000008371
Instrument Date	Feb 26, 2026
Instrument	2026008371
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 BIRCH ST, WESTFIELD, IN 46074-9554

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 22, 2022
Property Address	655 BIRCH ST, WESTFIELD, IN 46074-9554
Document Number	0000059940
Instrument Date	Dec 15, 2022
Instrument	2022059940
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 BIRCH ST, WESTFIELD, IN 46074-9554

Mortgage

Document Number	0000059941
Date	Dec 22, 2022
Instrument	2022059941

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 29, 2021
Property Address	655 BIRCH ST, WESTFIELD, IN 46074-9554
Document Number	0000071030
Instrument Date	Sep 15, 2021
Instrument	2021071030
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 BIRCH ST, WESTFIELD, IN 46074-9554

Mortgage

Document Number	0000071031
Date	Sep 29, 2021
Instrument	2021071031

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$205,800 (+9.64%) Land $52,500 Building $153,300	$205,800 (+9.64%) Land $52,500 Building $153,300
2024	$2,044.00 (+17.2%)	$187,700 (+8.81%) Land $18,400 Building $169,300	$187,700 (+8.81%) Land $18,400 Building $169,300
2023	$1,744.00 (+25.74%)	$172,500 (+21.39%) Land $18,400 Building $154,100	$172,500 (+21.39%) Land $18,400 Building $154,100
2022	$1,387.00	$142,100 Land $18,400 Building $123,700	$142,100 Land $18,400 Building $123,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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