645 Birch St, Westfield, IN 46074 Property Records

Hamilton County property record for 645 Birch St, Westfield, IN 46074

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 776 sqft · built 1948
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Tax Bill	$2,590 (2024)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-06-31-306-010.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-06-31-306-010.000-015`
Alternative APN	`0906310306010000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	776 sqft Living Area
1st Floor Area	776 sqft

Exterior

Year Built	Built 1948
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	131 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0906310306010000
Street Address	645 BIRCH ST
City	WESTFIELD
State	IN
Zip	46074-9554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .26, SECTION 31, TOWNSHIP 19, RANGE 4
Legal Range	04
Legal Township	19
Legal Section	31
Legal Subdivision	WESTFIELD
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1020
Census Tract	110401

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18933 NORTHBROOK CIR, WESTFIELD, IN 46074-9254
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021
Deed Sale	Nov 24, 2021
Prior Sale	Jun 23, 2006
Deed Document Number	2018053457
Prior Transfer Date	Nov 13, 2018
Prior Transfer Doc	2018053457
Record Updated	Jun 8, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 13, 2018
Property Address	645 BIRCH ST, WESTFIELD, IN 46074-9554
Document Number	2018053457
Instrument Date	Nov 1, 2018
Instrument	2018053457
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	SECURITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 S RANGELINE RD STE 129, 129, CARMEL, IN 46032-1941

Mortgage

Document Number	2018053458
Date	Nov 13, 2018
Instrument	2018053458

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year LIBOR
Max Rate	10.2%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,500 (+20.99%) Land $52,500 Building $87,000	$139,500 (+20.99%) Land $52,500 Building $87,000
2024	$2,590.00 (+10.12%)	$115,300 (+10.65%) Land $18,400 Building $96,900	$115,300 (+10.65%) Land $18,400 Building $96,900
2023	$2,352.00 (+6.57%)	$104,200 (+7.42%) Land $18,400 Building $85,800	$104,200 (+7.42%) Land $18,400 Building $85,800
2022	$2,207.00	$97,000 Land $18,400 Building $78,600	$97,000 Land $18,400 Building $78,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Birch St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures