655 Baldwin Ct, Birmingham, MI 48009 Property Records

Oakland County property record for 655 Baldwin Ct, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,534 sqft · built 1951
Lot Size0.256 acres (11,151 sqft)
Owner2 Company Names on File
Last Sale$715,000 (Dec 2009)
Tax Bill$23,687 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Jul 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-19-25-304-018

Property Details

APN / Parcel Number

Primary APN08-19-25-304-018

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,534 sqft Living Area
1st Floor Area2,155 sqft
Basement Area2,155 sqft
Unfinished Basement2,155 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 2002
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,151 sqft (0.256 acres)
Lot Dimensions124 ft deep x 65 ft wide
Garage Area451 sqft
Parking Spaces2 Parking Spaces
Deck Area413 sqft
Patio Area662 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address655 BALDWIN CT
CityBIRMINGHAM
StateMI
Zip48009-1376
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R10E, SEC 25 BALDWIN COURT LOT 7 & S 30 FT OF LOT 8
Legal Range10E
Legal Township02N
Legal Section25
Legal SubdivisionBALDWIN COURT
Legal Lot Number7-8
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group1
Census Block1017
Census Tract152600

Owner

Source: Oakland County records · APN 08-19-25-304-018

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address655 BALDWIN CT, BIRMINGHAM, MI 48009-1376
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Jul 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Jun 15, 2022Intrafamily Transfer, Transfer
EQUITY TITLE AGENCY LLC
Jun 15, 2022Intrafamily Transfer, Transfer
EQUITY TITLE COMPANY, EQUITY TITLE AGENCY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 07, 2009 · Amount on Record
Deed SaleDec 07, 2009 · Amount on Record
Deed Document Number2009210525
Deed Book / Page41673 / 221
Last Transfer DateJun 06, 2022
Transfer Doc0000398402
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address655 BALDWIN CT, BIRMINGHAM, MI 48009-1376
Transaction TypeMortgage
Record UpdatedOct 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address8451 BOULDER CT 250, 250, WALLED LAKE, MI 48390-4155

Mortgage

Document Number0000447894
DateSep 22, 2022
Book Page58133/254
Instrument447894
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 24, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address655 BALDWIN CT, BIRMINGHAM, MI 48009-1376
Transaction TypeMortgage
Record UpdatedSep 02, 2022
Title CompanyEMBASSY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8451 BOULDER CT 407, 407, WALLED LAKE, MI 48390-4143

Mortgage

Document Number0000421268
DateJul 28, 2022
Book Page57989/630
Instrument421268
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateAug 01, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.12%
IndexOther
Margin3
Max Rate9.12%

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJun 15, 2022
Property Address655 BALDWIN CT, BIRMINGHAM, MI 48009-1376
Document Number0000398402
Book / Page57860 / 195
Map ReferenceLB 57 PG 11
Instrument DateJun 06, 2022
Instrument398402
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyEQUITY TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8451 BOULDER CT STE 250, 8451, WALLED LAKE, MI 48390-4155

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address655 BALDWIN CT, BIRMINGHAM, MI 48009-1376

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJun 15, 2022
Property Address655 BALDWIN CT, BIRMINGHAM, MI 48009-1376
Document Number0000398401
Book / Page57860 / 192
Map ReferenceLB 57 PG 11
Instrument DateJun 03, 2022
Instrument398401
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyEQUITY TITLE COMPANY, EQUITY TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address655 BALDWIN CT, 655, BIRMINGHAM, MI 48009-1376

Transferred To (Grantee/Buyer)

NameVerified Name
Address8451 BOULDER CT STE 250, 250, WALLED LAKE, MI 48390-4155

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$23,687.00 (-9.78%) Homeowner's exemption$785,260 (+21.17%)$1,570,520 (+21.17%)
2024$26,255.00 (+55.73%)
2023$648,080$1,296,160
2021$16,859.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 individual policies
Nearby Flood Policies38 units insured
incl. 28 condo units
Nearby Flood Claims4 (1981–2021)
Most Recent ClaimJun 2021 · Severe Storms, Flooding, And Tornadoes

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 329 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBIRMINGHAM
serves 20,472 people
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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