640 Baldwin Ct, Birmingham, MI 48009 Property Records

Oakland County property record for 640 Baldwin Ct, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 4,884 sqft · built 2018
Lot Size0.239 acres (10,411 sqft)
OwnerCompany Name on Record
Tax Bill$68,922 (2025)
Deeds & MortgagesApr 2023 Sale
May 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-19-25-304-053

Property Details

APN / Parcel Number

Primary APN08-19-25-304-053

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area4,884 sqft Living Area
Basement Area1,821 sqft
Unfinished Basement1,821 sqft
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area10,411 sqft (0.239 acres)
Garage Area744 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area765 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address640 BALDWIN CT
CityBIRMINGHAM
StateMI
Zip48009-3863
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R10E, SEC 25 ASSESSOR'S PLAT NO 2 S 4.50 OF W 148.42 FT OF LOT 4, ALSO W 148 FT OF LOT 5, ALSO N 27.30 FT OF W 148 FT OF
Legal Range10E
Legal Township02N
Legal Section25
Legal SubdivisionASSESSORS PLAT NO 2
Legal Lot Number4-7
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group1
Census Block1017
Census Tract152600

Owner

Source: Oakland County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address640 BALDWIN CT, BIRMINGHAM, MI 48009-3863
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2023Warranty Deed, Transfer
May 27, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Aug 21, 2019Deed of Trust, Mortgage
BANK OF AMERICA
Dec 11, 2017Trustee's Deed, Construction Loan · Construction Mortgage
INDEPENDENT BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2015
Deed SaleMay 8, 2015
Deed Document Number201595170
Deed Book / Page48160 / 317
Prior Transfer DateAug 25, 2010
Prior Transfer Doc0000095167
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateApr 12, 2023
Property Address640 BALDWIN CT, BIRMINGHAM, MI 48009-3863
Document Number0000040727
Book / Page58537 / 740
Map ReferenceLB 45 PG 43
Instrument DateMar 29, 2023
Instrument40727
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address640 BALDWIN CT, BIRMINGHAM, MI 48009-3863

Transferred To (Grantee/Buyer)

NameVerified Name
Address280 PARK AVE, NEW YORK, NY 10017-1274

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address640 BALDWIN CT, BIRMINGHAM, MI 48009-3863
Document Number0000107419
Instrument DateMay 27, 2020
Transaction TypeMortgage
Record UpdatedJul 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address640 BALDWIN CT BIRMINGHAM MI 480093863, BIRMINGHAM, MI 48009-3863

Mortgage

Document Number0000107419
DateJun 4, 2020
Book Page054299/000488
Instrument107419
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 3, 2050
Interest
Rate TypeAdjustable Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address640 BALDWIN CT, BIRMINGHAM, MI 48009-3863
Document Number0000144853
Instrument DateAug 21, 2019
Transaction TypeMortgage
Record UpdatedOct 2, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address322 W S7TH ST 51F NEW YORK NY 10019, NEW YORK, NY 10019

Mortgage

Document Number0000144853
DateSep 6, 2019
Book Page053217/000001
Instrument144853
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount Recorded
Term360 Months
DueSep 5, 2049
Interest
Rate TypeAdjustable Rate
Rate2.25%

December 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionOAKLAND MI
Recording DateDec 11, 2017
Property Address640 BALDWIN CT, BIRMINGHAM, MI 48009-3863
Book / Page051374 / 000262
Instrument DateNov 30, 2017
Instrument225791
Transaction TypeConstruction Loan
Record UpdatedFeb 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address322 W 57TH ST #51F NEW YORK NY 100198804, 51F, NEW YORK, NY 10019-8804

Mortgage

Document Number0000225791
DateDec 11, 2017
Book Page051374/000262
Instrument225791
Lender
NameINDEPENDENT BK
TypeBank
Address4200 E BELTINE AVE NE, GRAND RAPIDS, MI 49525
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term384 Months
DueDec 10, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$68,922.00 (-6.93%)$1,704,140 (+26.81%)$3,408,280 (+26.81%)
2024$74,051.00 (+49.89%)
2023$1,343,860$2,687,720
2021$49,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 individual policies
Nearby Flood Policies38 units insured
incl. 28 condo units
Nearby Flood Claims4 (1981–2021)
Most Recent ClaimJun 2021 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRMINGHAM
serves 20,472 people · EPA ID MI0000730
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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