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655 Ave B SW, Winter Haven, FL 33880 Property Records

Polk County property record for 655 Ave B SW, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property TypeDuplex
Details2 bd · 1 ba · 7,068 sqft · built 1985
Lot Size0.292 acres (12,711 sqft)
OwnerCompany Name on File
Last Sale$1,090,000 (Nov 2023)
Tax Bill$14,395 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
May 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-28-29-621000-055140

Property Details

APN / Parcel Number

Primary APN26-28-29-621000-055140
Alternative APNs
  • 292826621000055140
  • 92826000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Units8 Units
Stories2 Stories
Building Area7,068 sqft Living Area
1st Floor Area3,534 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2000
Architectural StyleDuplex Single
Lot Area12,711 sqft (0.292 acres)
Lot Dimensions127 ft deep x 100 ft wide
View / LotApartment
Canopy174 sqft

Location & Zoning

Street Address655 AVENUE B SW
CityWINTER HAVEN
StateFL
Zip33880-2938
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionWINTER HAVEN DB M PG 160 TIER 5 BLK 5 LOTS 14 & 15
Legal Range26E
Legal Township28S
Legal Section29
Legal SubdivisionWINTER HAVEN
Legal Tract621000
Legal Block5
Legal Lot Number14,15
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2036
Census Tract13701

Owner

Source: Polk County records · APN 26-28-29-621000-055140

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1420 CELEBRATION BLVD, 313, KISSIMMEE, FL 34747-5161
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
655 AVE B SW LLC
May 07, 2018Grant Deed, Mortgage
BANK OF CTRL FL
Oct 30, 2017Warranty Deed, Construction Loan · Construction Mortgage
MATTINGLY MARIAH A TRUST (IT)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 07, 2023 · Amount on Record
Deed SaleNov 07, 2023 · Amount on Record
Prior SaleOct 30, 2017 · Amount on Record
Deed Document Number2023263240
Deed Book / Page12901 / 931
Record UpdatedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 07, 2023
Property Address655 AVENUE B SW, WINTER HAVEN, FL 33880-2938
Document Number0000263240
Book / Page12901 / 931
Map ReferenceMB M PG 160
Instrument DateOct 30, 2023
Instrument2023263240
Transaction TypeTransfer
Record UpdatedNov 20, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1367, WINTER HAVEN, FL 33882-1367

Transferred To (Grantee/Buyer)

NameVerified Name
Address1420 CELEBRATION BLVD STE 313, 313, CELEBRATION, FL 34747-5161

Mortgage

Document Number0012901933
DateNov 07, 2023
Instrument12901/933
Lender
Name655 AVE B SW LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMay 07, 2018
Property Address655 AVENUE B SW, WINTER HAVEN, FL 33880-2938
Document Number0104771491
Book / Page010477 / 001491
Instrument DateApr 20, 2018
Instrument97762
Transaction TypeMortgage
Record UpdatedMay 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5529 US HIGHWAY 98 N LAKELAND FL 338093103, LAKELAND, FL 33809-3103

Mortgage

Document Number104771491
DateMay 07, 2018
Book Page010477/001491
Instrument97762
Lender
NameBANK OF CTRL FL
TypeBank
Address5015 S FLORIDA AVE, LAKELAND, FL 33813-5502
Agreement
AmountAmount Recorded

October 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 30, 2017
Property Address655 AVENUE B SW, WINTER HAVEN, FL 33880-2938
Document Number0102991973
Book / Page010299 / 001973
Instrument DateOct 11, 2017
Instrument207339
Transaction TypeConstruction Loan
Record UpdatedMar 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,572.50
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1367 WINTER HAVEN FL 338821367, WINTER HAVEN, FL 33882-1367

Mortgage

Document Number102991987
DateOct 30, 2017
Book Page010299/001987
Instrument207341
Lender
NameMATTINGLY MARIAH A TRUST (IT)
Address150 SPARTAN DR # 100, MAITLAND, FL 32751-3463
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 29, 2018

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$14,395.00 (+59.01%)$756,756 (+41.25%) Land $25,000 Building $461,704$756,756 (+41.25%) Land $25,000 Building $461,704
2023$9,053.00 (+7.49%)$535,740 (+5.71%) Land $24,000 Building $511,740$535,740 (+5.71%) Land $24,000 Building $511,740
2022$8,422.00$506,806 Land $20,000 Building $486,806$506,806 Land $20,000 Building $486,806

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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