Polk County property record for 625 Ave B SW, Winter Haven, FL 33880
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,240 sqft · built 1915 |
| Lot Size | 0.146 acres (6,355 sqft) |
| Owner | Company Name on File |
| Last Sale | $215,000 (Jul 2025) |
| Tax Bill | $2,117 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Apr 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-29-621000-055190 |
| Primary APN | 26-28-29-621000-055190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Duplex Single |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,355 sqft (0.146 acres) |
| Lot Dimensions | 127 ft deep x 50 ft wide |
| View / Lot | Duplex |
| Garage Type | Detached |
| Garage Area | 364 sqft |
| Porch | Porch |
| Porch Area | 144 sqft |
| Canopy | 182 sqft |
| Street Address | 625 AVENUE B SW |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-2948 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | WINTER HAVEN DB M PG 160 TIER 5 BLK 5 LOT 19 |
| Legal Subdivision | WINTER HAVEN |
| Legal Tract | 621000 |
| Legal Block | 5 |
| Legal Lot Number | 19 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 13701 |
Source: Polk County records · APN 26-28-29-621000-055190
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1201 SCHINDLER LN, WAYNE, NJ 07470-1901 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 25, 2022 | Deed of Trust, Mortgage CITIZENS BANK NA |
| Apr 11, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BAYFIRST NATIONAL BANK |
| Sep 28, 2021 | Warranty Deed, Transfer MELLINGER TITLE SERVICES LLC, MELLINGER TITLE SVCS LLC |
| Sep 30, 2021 | Warranty Deed, Transfer MELLINGER TITLE SERVICES LLC, MELLINGER TITLE SVCS LLC |
| May 27, 2020 | Warranty Deed, Transfer · Line of Credit OPS LNS LLC |
| May 27, 2020 | Warranty Deed, Transfer GIANNELL TITLE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 09, 2025 · Amount on Record |
| Deed Sale | Jul 09, 2025 · Amount on Record |
| Prior Sale | Sep 30, 2021 · Amount on Record |
| Deed Document Number | 2025159217 |
| Deed Book / Page | 13616 / 1319 |
| Prior Transfer Date | May 19, 2020 |
| Prior Transfer Doc | 0000104849 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 625 AVENUE B SW, WINTER HAVEN, FL 33880-2948 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000143390 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 12268/2270 |
| Instrument | 2022143390 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 625 AVENUE B SW, WINTER HAVEN, FL 33880-2948 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000082879 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | 12647/1452 |
| Instrument | 2023082879 |
| Name | BAYFIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 31, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 28, 2021 |
| Property Address | 625 AVENUE B SW, WINTER HAVEN, FL 33880-2948 |
| Document Number | 0000252550 |
| Book / Page | 11912 / 1304 |
| Map Reference | MB M PG 160-163 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021252550 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | MELLINGER TITLE SERVICES LLC, MELLINGER TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $385.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2750 N 29TH AVE # AVE119, AVE119, HOLLYWOOD, FL 33020-1521 |
| Name | Verified Name |
|---|---|
| Address | 101 PLAZA REAL S STE 219, 219, BOCA RATON, FL 33432-4856 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 30, 2021 |
| Property Address | 625 AVENUE B SW, WINTER HAVEN, FL 33880-2948 |
| Document Number | 0000255264 |
| Book / Page | 11916 / 1915 |
| Map Reference | MB M PG 160-163 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021255264 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | MELLINGER TITLE SERVICES LLC, MELLINGER TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $448.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 PLAZA REAL S # S219, S219, BOCA RATON, FL 33432-4837 |
| Name | Verified Name |
|---|---|
| Address | 103 COSTA LOOP, AUBURNDALE, FL 33823-8377 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 27, 2020 |
| Property Address | 625 AVENUE B SW, WINTER HAVEN, FL 33880-2948 |
| Document Number | 0112450062 |
| Book / Page | 011245 / 000062 |
| Instrument Date | May 20, 2020 |
| Instrument | 104853 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | GIANNELL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $413.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12775 HYLAND CIR BOCA RATON FL 334284858, BOCA RATON, FL 33428-4858 |
| Document Number | 112450064 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 011245/000064 |
| Instrument | 104854 |
| Name | OPS LNS LLC |
|---|---|
| Address | HALLANDALE BEACH, FL 33009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 27, 2020 |
| Property Address | 625 AVENUE B SW, WINTER HAVEN, FL 33880-2948 |
| Document Number | 0112450060 |
| Book / Page | 011245 / 000060 |
| Instrument Date | May 19, 2020 |
| Instrument | 104852 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | GIANNELL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 600 SILKS RUN #2270 HALLANDALE BEACH FL 330092788, 2270, HALLANDALE BEACH, FL 33009-2788 |
| Investor | Possibly a Property Investor |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,117.00 (+12.49%) | $70,938 (+19.79%) | $216,216 (+265.12%) Land $25,000 Building $34,265 |
| 2024 | $1,882.00 (+66.25%) | ||
| 2023 | $1,132.00 (+9.37%) | $59,217 (+11.11%) Land $24,000 Building $35,217 | $59,217 (+11.11%) Land $24,000 Building $35,217 |
| 2022 | $1,035.00 | $53,296 Land $20,000 Building $33,296 | $53,296 Land $20,000 Building $33,296 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2001 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 159 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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