Sumter County property record for 655 Adger Ln, Sumter, SC 29154 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,403 sqft · built 2010 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (May 2023) |
| Tax Bill | $77 (2025) |
| Deeds & Mortgages | May 2023 Sale & Line of Credit Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 131-12-05-003 |
| Primary APN | 131-12-05-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,403 sqft Living Area |
| 1st Floor Area | 2,163 sqft |
| Upper Floors Area | 240 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Utility Building | 44 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 5746 |
|---|---|
| Old Parcel Number | 131 12 05 003 |
| Street Address | 655 ADGER LN |
| City | SUMTER |
| State | SC |
| Zip | 29154-8171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 1.00 AC |
| Legal Subdivision | BANBURY PARK |
| Legal Lot Number | 31 1 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SHAW AFB-HORATIO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1804 |
Source: Sumter County records · APN 131-12-05-003
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 655 ADGER LN, SUMTER, SC 29154-8171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2023 | Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jul 24, 2017 | Deed of Trust, Mortgage NBSC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2023 · Amount on Record |
| Deed Sale | May 18, 2023 · Amount on Record |
| Prior Sale | Feb 01, 2010 · Amount on Record |
| Deed Document Number | 0013144014 |
| Deed Book / Page | 1314 / 4014 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | May 18, 2023 |
| Property Address | 655 ADGER LN, SUMTER, SC 29154-8171 |
| Document Number | 0013144014 |
| Book / Page | 1314 / 4014 |
| Map Reference | MB 2006 PG 426 |
| Instrument Date | May 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $754.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 ADGER LN, SUMTER, SC 29154-8171 |
| Document Number | 0013144018 |
|---|---|
| Date | May 18, 2023 |
| Instrument | 1314/4018 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 15, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 655 ADGER LN, SUMTER, SC 29154-8171 |
| Document Number | 0012351773 |
| Book / Page | 001235 / 001773 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 760 HENDERSON ST SUMTER SC 291503147, SUMTER, SC 29150-3147 |
| Document Number | 0012351773 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 001235/001773 |
| Name | NBSC |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jul 23, 2022 |
Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77.00 (-98.16%) Homeowner's exemption | $11,360 (+33.49%) Land $1,280 Building $10,080 | $283,990 (+33.54%) Land $32,000 Building $251,990 |
| 2023 | $8,510 (-33.31%) Land $1,280 Building $7,230 | $212,657 (-) Land $32,000 Building $180,657 | |
| 2022 | $4,178.00 | $12,760 Land $1,920 Building $10,840 | $212,657 Land $32,000 Building $180,657 |
Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850018041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Moderate above 46% of the US · above 40% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,408 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Farmers Telephone Cooperative, Inc. (SC). Availability varies by address; speeds are provider-advertised maximums, not measured.
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