Sumter County property record for 645 Adger Ln, Sumter, SC 29154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,357 sqft · built 2012 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (Nov 2024) |
| Tax Bill | $77 (2025) |
| Deeds & Mortgages | Nov 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 131-12-05-002 |
| Primary APN | 131-12-05-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,357 sqft Living Area |
| 1st Floor Area | 2,178 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 43,996 sqft (1.01 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Shed | 1 Shed |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 5745 |
|---|---|
| Old Parcel Number | 131 12 05 002 |
| Street Address | 645 ADGER LN |
| City | SUMTER |
| State | SC |
| Zip | 29154-8171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 30 1.01 AC |
| Legal Subdivision | BANBURY PARK |
| Legal Lot Number | 30 1 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SHAW AFB-HORATIO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1804 |
Source: Sumter County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 645 ADGER LN, SUMTER, SC 29154-8171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2024 · Amount on Record |
| Deed Sale | Nov 1, 2024 · Amount on Record |
| Prior Sale | Oct 16, 2012 · Amount on Record |
| Deed Document Number | 0013331375 |
| Deed Book / Page | 1333 / 1375 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Nov 1, 2024 |
| Property Address | 645 ADGER LN, SUMTER, SC 29154-8171 |
| Document Number | 0013331375 |
| Book / Page | 1333 / 1375 |
| Map Reference | MB 2006 PG 426 |
| Instrument Date | Oct 7, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,118.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 645 ADGER LN, SUMTER, SC 29154-8171 |
| Document Number | 0013331379 |
|---|---|
| Date | Nov 1, 2024 |
| Instrument | 1333-1379 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2054 |
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77.00 (-95.9%) Homeowner's exemption | $16,827 (+38.72%) Land $1,280 Building $15,547 | $420,686 (+38.78%) Land $32,000 Building $388,686 |
| 2023 | $12,130 (-) Land $1,280 Building $10,850 | $303,136 (-) Land $32,000 Building $271,136 | |
| 2022 | $1,880.00 | $12,130 Land $1,280 Building $10,850 | $303,136 Land $32,000 Building $271,136 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 40% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHAW AFB federal government · serves 9,000 people · EPA ID SC4310501 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: FTC.
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