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655 97th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 655 97th St Ocean, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,588 sqft · built 1973
Lot Size0.159 acres (6,938 sqft)
OwnerCompany Name on File
Last Sale$785,000 (Dec 2021)
Tax Bill$10,231 (2024)
Deeds & MortgagesDec 2021 Sale
Aug 2021 Transfer
Flood ZoneZone AE (high risk)
APN00351590-000000

Property Details

APN / Parcel Number

Primary APN00351590-000000
Alternative APNs
  • 06663300351590000000
  • 1429295

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,588 sqft Living Area
Gross Area1,910 sqft
1st Floor Area1,588 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,938 sqft (0.159 acres)
View / LotCanal
Garage TypeAttached
Garage Area322 sqft

Exterior Amenities

PorchFlorida Room
Porch Area162 sqft
Patio Area1,606 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1429295
Street Address655 97TH STREET OCEAN
CityMARATHON
StateFL
Zip33050-3369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLT 8 OVERSEAS ESTATES PB5-27 KEY VACA OR535-914 OR694-51 OR767-369Q/C OR902-1803M/L OR919-1231Q/C OR932-672R/S OR962-612 OR3130-1681 OR3145-0170
Legal Range33E
Legal Township66S
Legal Section06
Legal SubdivisionOVERSEAS ESTATES
Legal Lot Number8
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1010
Census Tract971100

Owner

Source: Monroe County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address40 WARREN AVE, R, PLYMOUTH, MA 02360-2444
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 17, 2021Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 27, 2021 · Amount on Record
Deed SaleDec 27, 2021 · Amount on Record
Prior SaleFeb 1, 1977 · Amount on Record
Deed Document Number20212354207
Deed Book / Page3145 / 170
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 27, 2021
Property Address655 97TH STREET OCEAN, MARATHON, FL 33050-3369
Document Number0031450170
Book / Page3145 / 170
Map ReferenceMB 5 PG 27
Instrument DateDec 20, 2021
Instrument2354207
Transaction TypeTransfer
Record UpdatedJan 18, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$5,495.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address54209 SHERWOOD LN, 54209, SHELBY TOWNSHIP, MI 48315-1535

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 WARREN AVE # R, R, PLYMOUTH, MA 02360-2444

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateAug 17, 2021
Property Address655 97TH STREET OCEAN, MARATHON, FL 33050-3369
Document Number0031200942
Book / Page3120 / 942
Map ReferenceMB 5 PG 27
Instrument DateAug 10, 2021
Instrument2335863
Transaction TypeTransfer
Record UpdatedSep 2, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1404 MCKINLEY ST # STD9, 1404, SANDUSKY, OH 44870-4226

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11755 SIERRA DR, SHELBY TOWNSHIP, MI 48315-1795

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,065,466 (-5.65%) Land $756,329 Building $309,137$1,065,466 (-5.65%) Land $756,329 Building $309,137
2024$10,231.00 (+4.43%)
2023$9,797.00 (+14.08%)$1,129,219 (+32.17%) Land $823,888 Building $305,331$1,129,219 (+32.17%) Land $823,888 Building $305,331
2022$8,588.00$854,370 Land $599,790 Building $254,580$854,370 Land $599,790 Building $254,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 569 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies748 units insured
incl. 179 condo units
Nearby Flood Claims1,492 (1978–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 472 claims
  • Hurricane Wilma, Oct 2005 · 269 claims
  • Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications.

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