555 97th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 555 97th St Ocean, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1972
Lot Size0.159 acres (6,938 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Sep 2021)
Tax Bill$7,685 (2024)
Deeds & MortgagesSep 2021 Sale
Flood ZoneZone AE (high risk)
APN00351580-000000

Property Details

APN / Parcel Number

Primary APN00351580-000000
Alternative APNs
  • 06663300351580000000
  • 1429287

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,663 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1997
Exterior MaterialCombination
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeMansard
Roof MaterialShingle
Lot Area6,938 sqft (0.159 acres)
Garage Area220 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchEnclosed Porch
Porch Area25 sqft
Deck Area490 sqft
Patio Area1,690 sqft
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1429287
Old Parcel Number06663300351580000000
Street Address555 97TH STREET OCEAN
CityMARATHON
StateFL
Zip33050-3368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 OVERSEAS ESTATES PB5-27 KEY VACA OR484-392 OR1074-641 OR1077-422 OR1715-1518 OR3126-1762
Legal Range33E
Legal Township66S
Legal Section06
Legal SubdivisionOVERSEAS ESTATES
Legal Lot Number7
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1010
Census Tract971100

Owner

555 97th St Ocean is owned and occupied by an individual who bought it in September 2021.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address555 97TH STREET OCEAN, MARATHON, FL 33050-3368
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2021 · Amount on File
Deed SaleSep 20, 2021 · Amount on File
Prior SaleAug 3, 2001 · Amount on File
Deed Document Number2340476
Deed Book / Page3126 / 1762
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 20, 2021
Property Address555 97TH STREET OCEAN, MARATHON, FL 33050-3368
Document Number0031261762
Book / Page3126 / 1762
Map ReferenceMB 56 PG 27
Instrument DateSep 17, 2021
Instrument2340476
Transaction TypeTransfer
Record UpdatedOct 11, 2021
Title CompanyNOT AVAILABLE, BOSSHARDT TITLE

Transaction

AmountAmount on Record
Tax$1,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address323 CRESTWOOD DR, 323, ROANOKE, IN 46783-8866

Transferred To (Grantee/Buyer)

NameVerified Name
Address6185 RED BANK RD, GALENA, OH 43021-8607

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,016,701 Land $756,329 Building $260,372$1,016,701 Land $756,329 Building $260,372
2024$7,685.00 (+3.78%)
2023$7,405.00 (+15.56%)$1,087,739 (+31.66%) Land $823,888 Building $263,851$1,087,739 (+31.66%) Land $823,888 Building $263,851
2022$6,408.00$826,164 Land $599,790 Building $226,374$826,164 Land $599,790 Building $226,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 555 97th St Ocean in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 569 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies748 units insured
incl. 179 condo units
Nearby Flood Claims1,492 (1978–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 472 claims
  • Hurricane Wilma, Oct 2005 · 269 claims
  • Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 555 97th St Ocean has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Hotwire Communications.

Nearby Properties on 97th St Ocean

Nearby Streets

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