Buena Vista County property record for 655 540th St, Alta, IA 51002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,548 sqft · built 1900 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,346 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-36-400-004 |
| Primary APN | 05-36-400-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| 1st Floor Area | 836 sqft |
| Attic | Attic |
| Attic Area | 376 sqft |
| Basement Area | 1,172 sqft |
| Unfinished Basement | 1,172 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 435,600 sqft (10 acres) |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 655 540TH ST |
|---|---|
| City | ALTA |
| State | IA |
| Zip | 51002-7540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 36-92-38 ALTA ELK W 10 ACRES SW SE |
| Legal Subdivision | ALTA ELK |
| Jurisdiction | BUENA VISTA IA |
| Township / Civil Division | ELK |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 960600 |
Source: Buena Vista County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 655 540TH ST, ALTA, IA 51002-7540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUENA VISTA IA |
| Property Address | 655 540TH ST, ALTA, IA 51002-7540 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 171016 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 0017/1016 |
| Instrument | 171016 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2032 |
Source: Buena Vista County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Buena Vista County |
| Unified School District | Alta-Aurelia Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,700 (+72.76%) Land $86,700 Building $140,000 | $226,700 (+72.76%) Land $86,700 Building $140,000 | |
| 2025 | $1,346.00 (+2.44%) Homeowner's exemption | $131,220 (+10.56%) Land $35,750 Building $95,470 | $131,220 (+10.56%) Land $35,750 Building $95,470 |
| 2024 | $1,314.00 (+14.66%) | ||
| 2023 | $118,690 (+24.7%) Land $35,750 Building $82,940 | $118,690 (+24.7%) Land $35,750 Building $82,940 | |
| 2022 | $1,146.00 Homeowner's exemption | $95,180 Land $35,750 Building $59,430 | |
| 2021 | $95,180 Land $35,750 Building $59,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G (outdoors only) and 4G LTE
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