149 540th St, Alta, IA 51002 Property Records

Buena Vista County property record for 149 540th St, Alta, IA 51002

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,568 sqft · built 1920
Lot Size6.36 acres (277,042 sqft)
Owner2 Trust Names on File
Tax Bill$1,568 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN05-31-400-003

Property Details

APN / Parcel Number

Primary APN05-31-400-003

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths3 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,568 sqft Living Area
1st Floor Area480 sqft
Basement Area704 sqft
Finished Basement175 sqft
Unfinished Basement704 sqft
FlooringHardwood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area277,042 sqft (6.36 acres)
Garage TypeDetached
Garage Area1,140 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area175 sqft
Deck Area128 sqft
Patio Area128 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address149 540TH ST
CityALTA
StateIA
Zip51002-7592
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description31-92-38 AURELIA ELK PT. SW SE
Legal Range38W
Legal Township92N
Legal Section31
Legal SubdivisionAURELIA ELK
JurisdictionBUENA VISTA IA
Township / Civil DivisionELK
Census Block Group3
Census Block3014
Census Tract960600

Owner

149 540th St is owner-occupied and held in a trust since April 2025.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address149 540TH ST, ALTA, IA 51002-7592
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 29, 2025
Transfer Doc0000000885
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUENA VISTA IA
Property Address149 540TH ST, ALTA, IA 51002-7592
Transaction TypeMortgage
Record UpdatedMar 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000260115
DateJan 16, 2026
Instrument260115
Lender
NameSTATE SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 149 540th St was $1,568 with a homeowner's exemption, down 9.2% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuena Vista County
Unified School DistrictAlta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$264,600 (+47.87%) Land $101,500 Building $163,100$264,600 (+47.87%) Land $101,500 Building $163,100
2025$1,568.00 (-9.15%) Homeowner's exemption$178,940 Land $28,930 Building $150,010$178,940 Land $28,930 Building $150,010
2024$1,726.00
2023$178,940 (+36.44%) Land $28,930 Building $150,010$178,940 Land $28,930 Building $150,010
2022$1,540.00 Homeowner's exemption$131,150 Land $28,930 Building $102,220
2021$131,150 Land $28,930 Building $102,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 149 540th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 149 540th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Evertek
Fixed Wireless
50 / 5
Northwest Communications
Fixed Wireless
25 / 15
Nuvera Communications
DSL
10 / 1

May also be available: AT&T, T-Mobile.

Nearby Properties on 540th St

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