Wright County property record for 655 10th St, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,277 sqft · built 2007 |
| Lot Size | 0.434 acres (18,915 sqft) |
| Owner | Individual Name on File |
| Last Sale | $47,000 (Aug 2005) |
| Tax Bill | $3,746 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-032-006060 |
| Primary APN | 104-032-006060 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,277 sqft Living Area |
| 1st Floor Area | 1,277 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 18,915 sqft (0.434 acres) |
| Garage Type | Attached |
| Garage Area | 1,036 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 30 sqft |
| Patio Area | 323 sqft |
| Storage Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 655 10TH ST |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-02 TWP-122 RANGE-027 CEDAR SOUTH 2ND ADDN LOT-006 BLOCK-006 TH PRT OF LT 6 WH LIES WITHIN SW1/4 OF SW1/4 -006 TH PRT OF |
| Legal Range | 027 |
| Legal Township | 122 |
| Legal Section | 02 |
| Legal Subdivision | CEDAR SOUTH 2ND ADDN |
| Legal Block | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 100300 |
655 10th St is owned and occupied by an individual who bought it in August 2005.
Source: Wright County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 655 10TH ST, CLEARWATER, MN 55320-1657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2005 · Amount on File |
| Deed Sale | Aug 10, 2005 · Amount on File |
| Prior Sale | Feb 5, 2004 · Amount on File |
| Deed Document Number | 200596783 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 655 10th St was $3,746.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Clearwater City |
| County | Wright County |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,746.00 | $320,300 (+0.25%) Land $55,000 Building $265,300 | $320,300 (+0.25%) Land $55,000 Building $265,300 |
| 2025 | $319,500 Land $55,000 Building $264,500 | $319,500 Land $55,000 Building $264,500 | |
| 2023 | $3,444.00 (+4.68%) | $313,300 Land $59,500 Building $253,800 | $313,300 Land $59,500 Building $253,800 |
| 2022 | $3,290.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 10th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1998–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 10th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Clearwater serves 2,129 people · EPA ID MN1860025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Midco Cable | 1,250 / 60 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures