Wright County property record for 620 10th St, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,258 sqft · built 2004 |
| Lot Size | 0.267 acres (11,641 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,840 (Jul 2004) |
| Tax Bill | $3,560 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-032-003160 |
| Primary APN | 104-032-003160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,258 sqft Living Area |
| 1st Floor Area | 1,258 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 11,641 sqft (0.267 acres) |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 620 10TH ST |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-02 TWP-122 RANGE-027 CEDAR SOUTH 2ND ADDN LOT-016 BLOCK-003 -003 |
| Legal Range | 027 |
| Legal Township | 122 |
| Legal Section | 02 |
| Legal Subdivision | CEDAR SOUTH 2ND ADDN |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 100300 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 620 10TH ST, CLEARWATER, MN 55320-1657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2004 · Amount on Record |
| Deed Sale | Jul 29, 2004 · Amount on Record |
| Prior Sale | Apr 30, 2004 · Amount on Record |
| Deed Document Number | 200490878 |
| Record Updated | Oct 29, 2026 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Clearwater City |
| County | Wright County |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,560.00 (+10.35%) | $308,000 (+0.62%) Land $61,000 Building $247,000 | $308,000 (+0.62%) Land $61,000 Building $247,000 |
| 2025 | $306,100 (+2%) Land $61,000 Building $245,100 | $306,100 (+2%) Land $61,000 Building $245,100 | |
| 2023 | $3,226.00 (+7.32%) | $300,100 Land $66,000 Building $234,100 | $300,100 Land $66,000 Building $234,100 |
| 2022 | $3,006.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1998–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Clearwater serves 2,129 people · EPA ID MN1860025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Midco Cable | 1,250 / 60 |
May also be available: Verizon.
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