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6549 Settlement Sq, Clarkston, MI 48348 Property Records

Oakland County property record for 6549 Settlement Sq, Clarkston, MI 48348

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,925 sqft · built 1984
Lot Size0.711 acres (30,971 sqft)
OwnerCompany Name on File
Last Sale$292,000 (Jul 2018)
Tax Bill$3,764 (2025)
Deeds & MortgagesSep 2020 Mortgage
Dec 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNJ-08-17-478-019

Property Details

APN / Parcel Number

Primary APNJ-08-17-478-019

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures4 Plumbing Fixtures
Stories1 Story
Building Area1,925 sqft Living Area
1st Floor Area1,314 sqft
Basement Area1,302 sqft
Finished Basement1,302 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Lot Area30,971 sqft (0.711 acres)
Lot Dimensions30,971 ft deep x 1 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area40 sqft
Deck Area164 sqft
Patio Area164 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address6549 SETTLEMENT SQ
CityCLARKSTON
StateMI
Zip48348-4633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionT4N, R9E, SEC 20 OLDE STURBRIDGE SETTLEMENT LOT 38
Legal Range9E
Legal Township4N
Legal Section20
Legal SubdivisionSTURBRIDGE
Legal Lot Number38
JurisdictionOAKLAND MI
Township / Civil DivisionINDEPENDENCE
Census Block Group3
Census Block3004
Census Tract127100

Owner

6549 Settlement Sq is owned by a company that acquired it in December 2020 and is owner-occupied.

Source: Oakland County records, as of May 27, 2026

Owner of RecordCompany Name on File
Mailing Address6549 SETTLEMENT SQ, CLARKSTON, MI 48348-4633
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 21, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 16, 2018Warranty Deed, Transfer · Conventional with PMI
GENISYS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2018 · Amount on File
Deed SaleJul 16, 2018 · Amount on File
Deed Document Number2018116637
Deed Book / Page51995 / 49
Last Transfer DateDec 20, 2020
Transfer Doc0000271104
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address6549 SETTLEMENT SQ, CLARKSTON, MI 48348-4633
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6549 SETTLEMENT SQ, CLARKSTON, MI 48348-4633

Mortgage

Document Number0000180309
DateSep 8, 2020
Book Page54785/605
Instrument180309
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2035

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateDec 21, 2020
Property Address6549 SETTLEMENT SQ, CLARKSTON, MI 48348-4633
Document Number0000271104
Book / Page055371 / 000850
Instrument DateDec 20, 2020
Instrument271104
Transaction TypeTransfer
Record UpdatedFeb 23, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6549 SETTLEMENT SQ CLARKSTON MI 483484633, CLARKSTON, MI 48348-4633

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 16, 2018
Property Address6549 SETTLEMENT SQ, CLARKSTON, MI 48348-4633
Document Number0000116637
Book / Page051995 / 000049
Instrument DateJul 10, 2018
Instrument116637
Transaction TypeTransfer
Record UpdatedAug 31, 2018
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,511.20
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5554 ADDERSTONE DR CLARKSTON MI 483463073, CLARKSTON, MI 48346-3073

Mortgage

Document Number116638
DateJul 16, 2018
Book Page051995/000050
Instrument116638
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueJul 15, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 6549 Settlement Sq was $3,764 with a homeowner's exemption, down 28% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionIndependence Charter Township
Unified School DistrictClarkston Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,764.00 (-28.03%) Homeowner's exemption$204,400 Land $42,500 Building $161,900$408,800 Land $85,000 Building $323,800
2024$5,230.00
2023$178,600 Land $37,800 Building $140,800$357,200 Land $75,600 Building $281,600
2022$4,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6549 Settlement Sq in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6549 Settlement Sq is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE TOWNSHIP
serves 11,790 people · EPA ID MI0003342
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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