6535 Settlement Sq, Clarkston, MI 48348 Property Records

Oakland County property record for 6535 Settlement Sq, Clarkston, MI 48348

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,065 sqft · built 1981
Lot Size	0.558 acres (24,306 sqft)
Owner	2 Individual Names on Record
Last Sale	$487,500 (Oct 2026)
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`J-08-17-478-020`

Property Details

APN / Parcel Number

Primary APN	`J-08-17-478-020`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	2,065 sqft Living Area
1st Floor Area	1,397 sqft
Basement Area	1,397 sqft
Finished Basement	1,397 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	24,306 sqft (0.558 acres)
Lot Dimensions	24,306 ft deep x 1 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	169 sqft
Patio Area	755 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	6535 SETTLEMENT SQ
City	CLARKSTON
State	MI
Zip	48348-4633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	T4N, R9E, SEC 20 OLDE STURBRIDGE SETTLEMENT LOT 37
Legal Range	9E
Legal Township	4N
Legal Section	20
Legal Subdivision	STURBRIDGE
Legal Lot Number	37
Jurisdiction	OAKLAND MI
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3004
Census Tract	127100

Owner

Source: Oakland County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3629 TOWER SQUARE DR, 43, LAKE ORION, MI 48359-1352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2026 · Amount on Record
Deed Sale	Oct 12, 2026 · Amount on Record
Prior Sale	Feb 29, 1996 · Amount on Record
Deed Document Number	2026150764
Deed Book / Page	61630 / 567
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 12, 2026
Property Address	6535 SETTLEMENT SQ, CLARKSTON, MI 48348-4633
Document Number	0000150764
Book / Page	61630 / 567
Instrument Date	Oct 9, 2026
Instrument	2026150764
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	CISLO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$369,281.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000152496,
Date	Oct 12, 2026
Book Page	61640/203
Instrument	2026152496

Lender

Name	MORTGAGE 1 INCORPORATED

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Independence Charter Township
Unified School District	Clarkston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,608.00 (-31.48%) Homeowner's exemption	$191,400 (+9.25%) Land $37,000 Building $154,400	$382,800 (+9.25%) Land $74,000 Building $308,800
2024	$3,806.00 (+11.35%)
2023		$175,200 Land $32,800 Building $142,400	$350,400 Land $65,600 Building $284,800
2022	$3,418.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE TOWNSHIP serves 11,790 people · EPA ID MI0003342
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20