Montgomery County property record for 6549 Millhoff Dr, Dayton, OH 45424
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,122 sqft · built 1965 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Jul 2018) |
| Tax Bill | $3,617 (2024) |
| Deeds & Mortgages | May 2024 Line of Credit Sep 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P70 01817 0031 |
| Primary APN | P70 01817 0031 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,122 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 9,583 sqft |
| Lot Dimensions | 105 ft deep x 91 ft wide |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 240 sqft |
| Patio Area | 200 sqft |
| Canopy | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6549 MILLHOFF DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45424-3157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10232 H C HUBER 37-7A |
| Legal Subdivision | HUBER |
| Legal Lot Number | 31 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | HUBER HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 100203 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 18127, HAMILTON, OH 45018-0127 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Sep 24, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK |
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRST FIN'L BK&TR |
| Jul 30, 2018 | Warranty Deed, Transfer · Conventional with PMI FIRST FIN'L BK&TR |
| Apr 5, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Oct 14, 2016 | Loan Modification, Mortgage · Conventional with PMI PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2018 · Amount on Record |
| Deed Sale | Jul 30, 2018 · Amount on Record |
| Prior Sale | Apr 5, 2018 · Amount on Record |
| Deed Document Number | 2018-00044030 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 6549 MILLHOFF DR, DAYTON, OH 45424-3157 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000022060 |
|---|---|
| Date | May 1, 2024 |
| Instrument | 2024-00022060 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | 225 PICTORIA DR STE 700, CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 10, 2049 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 6549 MILLHOFF DR, DAYTON, OH 45424-3157 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6549 MILLHOFF DR, DAYTON, OH 45424-3157 |
| Document Number | 0000072702 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021-00072702 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 21, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 6549 MILLHOFF DR, DAYTON, OH 45424-3157 |
| Document Number | 0000055254 |
| Instrument Date | Sep 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6549 MILLHOFF DR DAYTON OH 454243157, DAYTON, OH 45424-3157 |
| Document Number | 0000055254 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 55254 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 16, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 30, 2018 |
| Property Address | 6549 MILLHOFF DR, DAYTON, OH 45424-3157 |
| Document Number | 0000044030 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 44030 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | HOME SERVICES TITLE LLC, HOME SVCS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6549 MILLHOFF DR DAYTON OH 454243157, DAYTON, OH 45424-3157 |
| Document Number | 44031 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 44031 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 5, 2018 |
| Property Address | 6549 MILLHOFF DR, DAYTON, OH 45424-3157 |
| Document Number | 0000018969 |
| Instrument Date | Mar 7, 2018 |
| Instrument | 18969 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $261.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6606 WALNUT RIDGE RD DAYTON OH 454142331, DAYTON, OH 45414-2331 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 6549 MILLHOFF DR, DAYTON, OH 45424-3157 |
| Document Number | 0000000345 |
| Instrument Date | Oct 14, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6549 MILLHOFF DR DAYTON OH 454243157, DAYTON, OH 45424-3157 |
| Document Number | 0000000345 |
|---|---|
| Date | Jan 4, 2017 |
| Instrument | 345 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 468 Months |
| Due | Jan 3, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Huber Heights City |
| Unified School District | Huber Heights City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,070 (-) Land $10,150 Building $57,920 | ||
| 2024 | $3,617.00 (+3.52%) | ||
| 2023 | $3,494.00 (+14.22%) | $68,070 (+45.17%) Land $10,150 Building $57,920 | $194,480 (+45.17%) Land $29,000 Building $165,480 |
| 2022 | $3,059.00 | $46,890 Land $7,000 Building $39,890 | |
| 2020 | $133,970 Land $20,000 Building $113,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUBER HEIGHTS PUBLIC WATER SYSTEM private · serves 43,439 people · EPA ID OH5703612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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