Montgomery County property record for 6540 Millhoff Dr, Dayton, OH 45424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,483 sqft · built 1965 |
| Lot Size | 0.218 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Aug 2023) |
| Tax Bill | $2,828 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P70-01817-0021 |
| Primary APN | P70-01817-0021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,483 sqft Living Area |
| Gross Area | 1,805 sqft |
| 1st Floor Area | 1,483 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 9,583 sqft (0.218 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 91 sqft |
| Patio Area | 160 sqft |
| Canopy | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6540 MILLHOFF DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45424-3158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10222 H C HUBER 37-7A |
| Legal Subdivision | H C HUBER 37-7A |
| Legal Lot Number | 21 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | HUBER HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 100203 |
Source: Montgomery County records, as of May 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6540 MILLHOFF DR, DAYTON, OH 45424-3158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Jun 8, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2023 · Amount on Record |
| Deed Sale | Aug 7, 2023 · Amount on Record |
| Deed Document Number | 202339844 |
| Last Transfer Date | Aug 20, 2024 |
| Transfer Doc | 0000045518 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 14, 2026 |
| Property Address | 6540 MILLHOFF DR, DAYTON, OH 45424-3158 |
| Document Number | 0000022781 |
| Instrument Date | Mar 7, 2026 |
| Instrument | 202622781 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6540 MILLHOFF DR, DAYTON, OH 45424-3158 |
| Document Number | 0000022781, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 202622781 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Apr 1, 2055 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 7, 2023 |
| Property Address | 6540 MILLHOFF DR, DAYTON, OH 45424-3158 |
| Document Number | 0000039844 |
| Map Reference | MB 72 PG 29 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 202300039844 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6540 MILLHOFF DR, DAYTON, OH 45424-3158 |
| Document Number | 0000039845 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 202300039845 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 8, 2023 |
| Property Address | 6540 MILLHOFF DR, DAYTON, OH 45424-3158 |
| Document Number | 0000029036 |
| Map Reference | MB 72 PG 29 |
| Instrument Date | May 25, 2023 |
| Instrument | 202300029036 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6540 MILLHOFF DR, DAYTON, OH 45424-3158 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Huber Heights City |
| Unified School District | Huber Heights City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $53,010 (-) Land $10,150 Building $42,860 | $151,460 (-) Land $29,000 Building $122,460 | |
| 2024 | $2,828.00 (+27.96%) | ||
| 2023 | $2,210.00 (+21.36%) | $53,010 (+45.15%) Land $10,150 Building $42,860 | $151,460 (+45.16%) Land $29,000 Building $122,460 |
| 2022 | $1,821.00 | $36,520 Land $7,000 Building $29,520 | |
| 2020 | $104,340 Land $20,000 Building $84,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUBER HEIGHTS PUBLIC WATER SYSTEM private · serves 43,439 people · EPA ID OH5703612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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