65485 Cline Falls Rd, Bend, OR 97703 Property Records

Deschutes County property record for 65485 Cline Falls Rd, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,417 sqft · built 1988
Lot Size	9.77 acres (426,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Feb 2003)
Tax Bill	$3,953 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R20071612190001701`

Property Details

APN / Parcel Number

Primary APN	`R20071612190001701`
Alternative APNs	`161219 00 01701` `144155`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,417 sqft Living Area
1st Floor Area	1,588 sqft
2nd Floor Area	829 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1988
Architectural Style	Split Level
Lot Area	426,017 sqft (9.77 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	720 sqft
Deck Area	536 sqft
Lean-To	2,728 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	144155
Old Parcel Number	R20071612190001701
Street Address	65485 CLINE FALLS RD
City	BEND
State	OR
Zip	97703-8113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWN/RNG/MER:SEC 19 TWN 16 RNG 12 MAP REF:161219-00
Legal Range	12E
Legal Township	16S
Legal Section	19
Jurisdiction	DESCHUTES OR
Township / Civil Division	TUMALO
Census Block Group	2
Census Block	2006
Census Tract	602

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65485 CLINE FALLS RD, BEND, OR 97703-8113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2003 · Amount on Record
Deed Sale	Feb 19, 2003 · Amount on Record
Deed Document Number	0200311701
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65485 CLINE FALLS RD, BEND, OR 97703-8113
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035414
Date	Jul 22, 2020
Instrument	2020-35414

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65485 CLINE FALLS RD, BEND, OR 97703-8113
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025008
Date	Jun 1, 2020
Instrument	2020-25008

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	92666

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,953.00 (+4.49%)	$252,024 (+2.91%)	$1,610,320 (+20.41%) Land $931,500 Building $678,820
2024	$3,783.00 (-50.89%)	$244,891 (-52.19%)	$1,337,340 (-14.21%) Land $720,230 Building $617,110
2023	$7,703.00	$512,170	$1,558,940 Land $841,360 Building $717,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · lower than 61% of Oregon
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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