65415 Cline Falls Rd, Bend, OR 97703 Property Records

Deschutes County property record for 65415 Cline Falls Rd, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,265 sqft · built 2015
Lot Size	5.09 acres (222,156 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,900 (Jun 2015)
Tax Bill	$6,156 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`161219 00 01803`

Property Details

APN / Parcel Number

Primary APN	`161219 00 01803`
Alternative APN	`265776`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,265 sqft Living Area
1st Floor Area	2,625 sqft
2nd Floor Area	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Lot Area	222,156 sqft (5.09 acres)
Garage Type	Mixed
Garage Area	740 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	265776
Street Address	65415 CLINE FALLS RD
City	BEND
State	OR
Zip	97703-8113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:06 SEC/TWN/RNG/MER:SEC 19 TWN 16 RNG 12 MAP REF:161219-00
Legal Range	12E
Legal Township	16S
Legal Section	19
Legal Subdivision	PARTITION 2010-6
Legal Block	06
Legal Lot Number	3
Jurisdiction	DESCHUTES OR
Township / Civil Division	TUMALO
Census Block Group	2
Census Block	2014
Census Tract	602

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65415 CLINE FALLS RD, BEND, OR 97703-8113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Apr 6, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST INTERSTATE BANK
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
May 1, 2020	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Aug 22, 2018	Loan Modification, Mortgage MISCELLANEOUS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2015 · Amount on Record
Deed Sale	Jun 10, 2015 · Amount on Record
Prior Sale	Jun 10, 2015 · Amount on Record
Deed Document Number	0000022561
Last Transfer Date	Oct 30, 2015
Transfer Doc	0000044848
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65415 CLINE FALLS RD, BEND, OR 97703-8113
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014475
Date	Apr 6, 2022
Instrument	2022-14475

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	Other
Margin	3
Max Rate	7.62%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65415 CLINE FALLS RD, BEND, OR 97703-8113
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025765
Date	Apr 26, 2021
Instrument	2021-25765

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 19, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65415 CLINE FALLS RD, BEND, OR 97703-8113
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015269
Date	Apr 6, 2020
Instrument	2020-15269

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97703

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	85 Months
Due	May 1, 2027

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65415 CLINE FALLS RD, BEND, OR 97703-8113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015268
Date	Apr 6, 2020
Instrument	2020-15268

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65415 CLINE FALLS RD, BEND, OR 97703-8113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019671
Date	May 1, 2020
Instrument	2020-19671

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97703

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DESCHUTES OR
Property Address	65415 CLINE FALLS RD, BEND, OR 97703-8113
Document Number	0000034941
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Sep 6, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65415 CLINE FALLS RD BEND OR 977038113, BEND, OR 97703-8113

Mortgage

Document Number	0000034941
Date	Aug 27, 2018
Instrument	34941

Lender

Name	MISCELLANEOUS CU
Type	Credit Union
Address	BEND, OR 97708-6749

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,156.00 (+4.53%)	$392,492 (+2.96%)	$1,449,980 (+15.25%) Land $455,500 Building $994,480
2024	$5,889.00 (+5.75%)	$381,222 (+2.95%)	$1,258,150 (-13.85%) Land $354,080 Building $904,070
2023	$5,569.00	$370,282	$1,460,360 Land $409,110 Building $1,051,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · lower than 61% of Oregon
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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