6548 Tydings Rd, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 6548 Tydings Rd, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,752 sqft · built 1993
Lot Size	0.269 acres (11,709 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Aug 2026)
Tax Bill	$5,453 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-074290`

Property Details

APN / Parcel Number

Primary APN	`05-074290`
Alternative APNs	`5074290` `074290`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,752 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,709 sqft (0.269 acres)
Garage Type	Attached
Garage Area	270 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	92 sqft
Deck Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	074290
Street Address	6548 TYDINGS RD
City	SYKESVILLE
State	MD
Zip	21784-6107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 44 - 11709 SQ FT 6548 TYDINGS RD 36-17 PL ELDERSBURG ESTS SC 2
Legal Subdivision	ELDERSBURG ESTATES SEC 02
Legal Lot Number	44
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	2
Census Block	2003
Census Tract	505203

Owner

6548 Tydings Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6548 TYDINGS RD, SYKESVILLE, MD 21784-6107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB
Dec 9, 2020	Deed of Trust, Mortgage · FHA Mortgage SYNERGY ONE LENDING
Jan 3, 2020	Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Prior Sale	Jan 3, 2020 · Amount on File
Deed Document Number	2026
Deed Book / Page	11849 / 92
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 26, 2026
Property Address	6548 TYDINGS RD, SYKESVILLE, MD 21784-6107
Document Number	1184000092
Book / Page	11849 / 92
Instrument Date	Aug 20, 2026
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	LAND END ABSTRACT, LAND ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$641,350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6548 TYDINGS RD, SYKESVILLE, MD 21784-6107

Mortgage

Document Number	1184000099,
Date	Aug 26, 2026
Book Page	11849/99

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	6548 TYDINGS RD, ELDERSBURG, MD 21784-6107
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6548 TYDINGS RD, ELDERSBURG, MD 21784-6107

Mortgage

Document Number	0106450005
Date	Jan 21, 2022
Book Page	10645/5

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	6548 TYDINGS RD, ELDERSBURG, MD 21784-6107
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	ELEVATED NATL STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099910204
Date	Dec 9, 2020
Book Page	9991/204

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 3, 2020
Property Address	6548 TYDINGS RD, ELDERSBURG, MD 21784-6107
Document Number	0095250028
Book / Page	9525 / 0028
Map Reference	MB LWS 36 PL 17
Instrument Date	Dec 5, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MASTERS TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6548 TYDINGS RD, SYKESVILLE, MD 21784-6107

Mortgage

Document Number	0000952534
Date	Jan 3, 2020
Instrument	9525/34

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 6548 Tydings Rd was $5,453 with a homeowner's exemption, up 4.8% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,453.00 (+4.85%) Homeowner's exemption	$490,000 (+5.26%)	$514,500 (-) Land $180,000 Building $334,500
2025	$5,201.00 Homeowner's exemption	$465,500	$514,500 Land $180,000 Building $334,500
2023	$4,704.00 Homeowner's exemption	$416,333	$441,000 Land $180,000 Building $261,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6548 Tydings Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6548 Tydings Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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