6539 Tydings Rd, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 6539 Tydings Rd, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,940 sqft · built 1993
Lot Size	0.254 acres (11,074 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Jun 2023)
Tax Bill	$6,126 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-074134`

Property Details

APN / Parcel Number

Primary APN	`05-074134`
Alternative APNs	`5074134` `074134`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,940 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,074 sqft (0.254 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	632 sqft
Porch	Slab
Porch Area	120 sqft
Deck Area	426 sqft
Patio Area	320 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	074134
Street Address	6539 TYDINGS RD
City	SYKESVILLE
State	MD
Zip	21784-6110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 29 - 11074 SF 6539 TYDINGS RD 36-17 ELDERSBURG ESTS SC 2 PLT
Legal Subdivision	ELDERSBURG ESTATES E SEC 2
Legal Lot Number	29
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	2
Census Block	2002
Census Tract	505203

Owner

6539 Tydings Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6539 TYDINGS RD, SYKESVILLE, MD 21784-6110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Oct 15, 2021	Deed of Trust, Mortgage · Commercial Mortgage SPRING EQ LLC
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Prior Sale	Sep 23, 1993 · Amount on File
Deed Book / Page	11059 / 1
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 23, 2023
Property Address	6539 TYDINGS RD, ELDERSBURG, MD 21784-6110
Document Number	0110590001
Book / Page	11059 / 1
Map Reference	MB LWS 36 PL 17
Instrument Date	Jun 14, 2023
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6539 TYDINGS RD, ELDERSBURG, MD 21784-6110

Mortgage

Document Number	0110590007
Date	Jun 23, 2023
Instrument	11059-0007

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	6539 TYDINGS RD, ELDERSBURG, MD 21784-6110
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105030131
Date	Oct 15, 2021
Book Page	10503/131

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2031

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	6539 TYDINGS RD, ELDERSBURG, MD 21784-6110
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	MASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100450059
Date	Jan 12, 2021
Book Page	10045/459

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 6539 Tydings Rd was $6,126 with a homeowner's exemption, up 5.3% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,126.00 (+5.28%) Homeowner's exemption	$574,667	$621,700 Land $180,000 Building $441,700
2025	$5,819.00 Homeowner's exemption
2023	$5,276.00 (+3.01%) Homeowner's exemption	$466,967 (+3.01%)	$480,600 (-) Land $180,000 Building $300,600
2022	$5,122.00 Homeowner's exemption	$453,333	$480,600 Land $180,000 Building $300,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6539 Tydings Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6539 Tydings Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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