6547 Cedar Rd, Denver, NC 28037 Property Records

Lincoln County property record for 6547 Cedar Rd, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,484 sqft · built 2013
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$324,000 (Mar 2023)
Tax Bill	$2,135 (2023)
Deeds & Mortgages	Apr 2023 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3695-65-1940`

Property Details

APN / Parcel Number

Primary APN	`3695-65-1940`
Alternative APNs	`369511651940` `288764` `296052` `80084`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,484 sqft Finished Area

Exterior

Year Built	Built 2013
Architectural Style	Ranch
Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	296052
Old Parcel Number	369511651940
Street Address	6547 CEDAR RD
City	DENVER
State	NC
Zip	28037-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ELDD R-SF
Legal Description	#2 LOT JOEL B BARKER
Legal Subdivision	JOEL B BARKER PROP
Legal Block	65
Legal Lot Number	2
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	71101

Owner

Source: Lincoln County records, as of November 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6457 CEDAR RD, DENVER, NC 28037-8943
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 15, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 21, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Prior Sale	Dec 21, 2021 · Amount on Record
Deed Document Number	0003235581
Deed Book / Page	3235 / 581
Record Updated	Jun 7, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	6547 CEDAR RD, DENVER, NC 28037-8901
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 TIMBERLANE DR, MOUNT HOLLY, NC 28120-1829

Mortgage

Document Number	0000032431
Date	Apr 19, 2023
Book Page	3243/1
Instrument	666090

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 15, 2023
Property Address	6547 CEDAR RD, DENVER, NC 28037-8901
Document Number	0003235581
Book / Page	3235 / 581
Map Reference	MB 11 PG 343
Instrument Date	Mar 15, 2023
Instrument	664756
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$648.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1615 COLLIE LN, IRON STATION, NC 28080-9536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6457 CEDAR RD, DENVER, NC 28037-8943

Mortgage

Document Number	0000664757
Date	Mar 15, 2023
Instrument	664757

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Dec 21, 2021
Property Address	6547 CEDAR RD, DENVER, NC 28037-8901
Document Number	0003120166
Book / Page	3120 / 166
Map Reference	MB 11 PG 343
Instrument Date	Dec 21, 2021
Instrument	644720
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$604.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3061 ARCHER WAY DR, 3061, IRON STATION, NC 28080-8416

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000644721
Date	Dec 21, 2021
Instrument	644721

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jan 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,135.00	$334,320 Land $34,000 Building $300,320	$334,320 Land $34,000 Building $300,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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