6539 Cedar Rd, Denver, NC 28037 Property Records

Lincoln County property record for 6539 Cedar Rd, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 2002
Lot Size	0.528 acres (23,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Sep 2023)
Tax Bill	$1,864 (2026)
Deeds & Mortgages	Sep 2023 Sale May 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3695-66-0032`

Property Details

APN / Parcel Number

Primary APN	`3695-66-0032`
Alternative APNs	`369511660032` `257491` `273159` `299776` `80640`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,262 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	23,000 sqft (0.528 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	299776
Street Address	6539 CEDAR RD
City	DENVER
State	NC
Zip	28037-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ELDD R-SF
Legal Description	#2A LOT JOEL B BAKER SUB
Legal Subdivision	JOEL B BAKER
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	71101

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6539 CEDAR RD, DENVER, NC 28037-8901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Warranty Deed, Transfer
May 9, 2023	Deed of Trust, Mortgage · Commercial Mortgage TVC FUNDING II LLC
May 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage TVC FUNDING II LLC
Dec 16, 2022	Deed of Trust, Mortgage · Unknown GOLDMAN SACHS BANK USA
Aug 16, 2022	Warranty Deed, Transfer AUSTIN TITLE, AUSTIN TITLE LLC
Apr 4, 2019	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	Aug 16, 2022 · Amount on Record
Deed Document Number	2023671992
Deed Book / Page	3277 / 129
Prior Transfer Date	Jun 30, 2014
Prior Transfer Doc	0024650891
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 15, 2023
Property Address	6539 CEDAR RD, DENVER, NC 28037-8901
Document Number	0003277129
Book / Page	3277 / 129
Map Reference	MB 11 PG 391
Instrument Date	Sep 5, 2023
Instrument	671992
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Amount	Amount Recorded
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 W 33RD ST # ST1901, ST1901, NEW YORK, NY 10001-2904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6539 CEDAR RD, DENVER, NC 28037-8901

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	6539 CEDAR RD, DENVER, NC 28037-8901
Transaction Type	Mortgage
Record Updated	May 22, 2023
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 W 33RD ST 1901, 1901, NEW YORK, NY 10120-1903
Investor	Possibly a Property Investor

Mortgage

Document Number	0003247627
Date	May 9, 2023
Book Page	3247/627
Instrument	666856

Lender

Name	TVC FUNDING II LLC
Type	Non-Lending Institution
Address	BETHESDA, MD 20814

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	6539 CEDAR RD, DENVER, NC 28037-8901
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 W 33RD ST 1901, 1901, NEW YORK, NY 10120-1903
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032461
Date	May 2, 2023
Book Page	3246/1
Instrument	666556

Lender

Name	TVC FUNDING II LLC
Type	Non-Lending Institution
Address	BETHESDA, MD 20814

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2024

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	6539 CEDAR RD, DENVER, NC 28037-8901
Transaction Type	Mortgage
Record Updated	Dec 26, 2022
Title Company	BCHH TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 E 19TH ST 4, 4, NEW YORK, NY 10003-1327

Mortgage

Document Number	0000321879
Date	Dec 16, 2022
Book Page	3218/79
Instrument	661595

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	NEW YORK, NY 10282

Agreement

Type	Unknown
Amount	Amount Recorded
Term	20 Months
Due	Aug 23, 2024

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 16, 2022
Property Address	6539 CEDAR RD, DENVER, NC 28037-8901
Document Number	0000318946
Book / Page	3189 / 46
Map Reference	MB 11 PG 391
Instrument Date	Aug 15, 2022
Instrument	656474
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	AUSTIN TITLE, AUSTIN TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4518 CAYTON DR, 4518, MAIDEN, NC 28650-8943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1435 W MOREHEAD ST STE 130, 130, CHARLOTTE, NC 28208-5208
Investor	Possibly a Property Investor

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LINCOLN NC
Property Address	6539 CEDAR RD, DENVER, NC 28037-8901
Document Number	2832182
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 SAPONA CT DENVER NC 28037, DENVER, NC 28037

Mortgage

Document Number	2832182
Date	Jul 22, 2019
Book Page	002832/000182
Instrument	595351

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Jul 21, 2059

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,864.00 (+0.59%)	$283,279 (-) Land $34,000 Building $249,279	$283,279 (-) Land $34,000 Building $249,279
2025	$1,853.00 (+1.37%)	$283,279 (-) Land $34,000 Building $249,279	$283,279 (-) Land $34,000 Building $249,279
2023	$1,828.00	$283,279 Land $34,000 Building $249,279	$283,279 Land $34,000 Building $249,279

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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