6546 S Clifton Rd, Frederick, MD 21703 Property Records

Frederick County property record for 6546 S Clifton Rd, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 5,494 sqft · built 2005
Lot Size3.19 acres (138,956 sqft)
Owner2 Individual Names on Record
Last Sale$815,000 (Feb 2023)
Tax Bill$8,787 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Jan 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN24-465934

Property Details

APN / Parcel Number

Primary APN24-465934
Alternative APN
  • 465934

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,494 sqft Living Area
Gross Area6,242 sqft
1st Floor Area2,282 sqft
Basement Area1,200 sqft
Finished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area138,956 sqft (3.19 acres)
Garage TypeAttached
Garage Area748 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area56 sqft
Patio Area608 sqft
Shed1 Shed
Shed Area308 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number465934
Street Address6546 S CLIFTON RD
CityFREDERICK
StateMD
Zip21703-5836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 2 SECTION 1 3.19 ACRES BRADDOCK VISTA
Legal SubdivisionBRADDOCK VISTA SEC I
Legal Lot Number2
JurisdictionFREDERICK MD
Township / Civil Division24, BRADDOCK
Census Block Group2
Census Block2009
Census Tract752602

Owner

Source: Frederick County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6546 S CLIFTON RD, FREDERICK, MD 21703-5836
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2023Deed, Transfer · VA Mortgage
CHERRY CREEK MORTGAGE CO INC
Jan 16, 2019Deed of Trust, Mortgage · Commercial Mortgage
SANDY SPRING BANK
Sep 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
MCLEAN MORTGAGE CORP
Jul 24, 2020Deed of Trust, Mortgage · Line of Credit
SANDY SPRING BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2023 · Amount on Record
Deed SaleFeb 7, 2023 · Amount on Record
Prior SaleMar 15, 2005 · Amount on Record
Deed Book / Page16323 / 212
Prior Transfer DateJan 5, 2017
Prior Transfer Doc0116090450
Record UpdatedSep 20, 2026

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateFeb 7, 2023
Property Address6546 S CLIFTON RD, FREDERICK, MD 21703-5836
Document Number0163230212
Book / Page16323 / 212
Map ReferenceMB 76 PG 28
Instrument DateFeb 3, 2023
Transaction TypeTransfer
Record UpdatedFeb 22, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,075.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address18 THOMPSON CT, BOONSBORO, MD 21713-1062

Mortgage

Document Number0016323218
DateFeb 7, 2023
Instrument16323/218
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2053

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6546 S CLIFTON RD, FREDERICK, MD 21703-5836
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0128020420
DateJan 16, 2019
Book Page12802/0420
Lender
NameSANDY SPRING BANK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueDec 31, 2033

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6546 S CLIFTON RD, FREDERICK, MD 21703-5836
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyCAPITOL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0132300096
DateSep 24, 2019
Book Page13230/0096
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2034

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6546 S CLIFTON RD, FREDERICK, MD 21703-5836
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0139230093
DateJul 24, 2020
Book Page13923/93
Lender
NameSANDY SPRING BANK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueJun 9, 2060
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,787.00 (+15.66%) Homeowner's exemption$783,667 (+23.3%)$857,700 (+34.94%) Land $177,500 Building $680,200
2023$7,597.00 Homeowner's exemption$635,600 Land $122,500 Building $513,100$635,600 Land $122,500 Building $513,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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