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6545 S Clifton Rd, Frederick, MD 21703 Property Records

Frederick County property record for 6545 S Clifton Rd, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,008 sqft · built 1977
Lot Size0.93 acres (40,510 sqft)
Owner2 Individual Names on File
Last Sale$95,000 (May 1986)
Tax Bill$4,181 (2025)
Deeds & MortgagesFeb 2026 Transfer
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN24-456374

Property Details

APN / Parcel Number

Primary APN24-456374
Alternative APN
  • 456374

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,008 sqft Living Area
Gross Area2,436 sqft
1st Floor Area728 sqft
Basement Area608 sqft
Finished Basement608 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area40,510 sqft (0.93 acres)
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area595 sqft
PorchEnclosed Porch
Porch Area220 sqft
Deck Area504 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number456374
Street Address6545 S CLIFTON RD
CityFREDERICK
StateMD
Zip21703-5835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 16 BLK A SEC 1 0.93 ACRE-OFF CLIFTON RD WINTERBORNE
Legal SubdivisionWINTERBORNE
Legal BlockA
Legal Lot Number16
JurisdictionFREDERICK MD
Township / Civil Division24, BRADDOCK
Census Block Group2
Census Block2010
Census Tract752602

Owner

6545 S Clifton Rd is owned and occupied by two individuals who acquired it in December 2025.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address6545 S CLIFTON RD, FREDERICK, MD 21703-5835
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2026Intrafamily Transfer, Transfer
Jul 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 1986 · Amount on File
Deed SaleMay 5, 1986 · Amount on File
Deed Book / Page1336 / 201
Last Transfer DateDec 3, 2025
Transfer Doc0177090112
Record UpdatedSep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateFeb 4, 2026
Property Address6545 S CLIFTON RD, FREDERICK, MD 21703-5835
Document Number0177090112
Book / Page17709 / 112
Map ReferenceMB 13 PG 11
Instrument DateDec 3, 2025
Transaction TypeTransfer
Record UpdatedFeb 19, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6545 S CLIFTON RD, FREDERICK, MD 21703-5835

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6545 S CLIFTON RD, FREDERICK, MD 21703-5835
Transaction TypeMortgage
Record UpdatedJul 28, 2021
Title CompanyHIGHLAND TITLE AND ESCROW LLC, HIGHLAND TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address6545 S CLIFTON RD, FREDERICK, MD 21703-5835

Mortgage

Document Number0150590383
DateJul 6, 2021
Book Page15059/383
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6545 S Clifton Rd was $4,181, up 7.2% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$350,200 (+6.11%) Land $113,100 Building $237,100$350,200 (-) Land $113,100 Building $237,100
2025$4,181.00 (+7.21%)$330,033$350,200 Land $113,100 Building $237,100
2024$3,900.00 (+10.08%)
2023$3,543.00$289,700 Land $109,200 Building $180,500$289,700 Land $109,200 Building $180,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6545 S Clifton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6545 S Clifton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

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