6545 E Canal Rd, Lockport, NY 14094 Property Records

Niagara County and Pendleton Town property record for 6545 E Canal Rd, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 1975
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,631 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`293200 151.00-1-3`

Property Details

APN / Parcel Number

Primary APN	`293200 151.00-1-3`
Alternative APN	`32001510000001003000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,261 sqft
Basement Area	351 sqft
Finished Basement	351 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	56,628 sqft (1.3 acres)
Lot Dimensions	465 ft deep x 128 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	6545 E CANAL RD
City	LOCKPORT
State	NY
Zip	14094-9222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	NIAGARA NY
Township / Civil Division	PENDLETON
Census Block Group	1
Census Block	1020
Census Tract	22702

Owner

Source: Niagara County and Pendleton Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6545 E CANAL RD, LOCKPORT, NY 14094-9222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Deed of Trust, Mortgage · Line of Credit CNB BANK
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Nov 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	6545 E CANAL RD, LOCKPORT, NY 14094-9222
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6545 E CANAL RD, LOCKPORT, NY 14094-9222

Mortgage

Document Number	0000009825
Date	Jul 8, 2025
Instrument	2025-09825

Lender

Name	CNB BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	6545 E CANAL RD, LOCKPORT, NY 14094-9222
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6545 E CANAL RD, LOCKPORT, NY 14094-9222

Mortgage

Document Number	0000000344
Date	Sep 28, 2021
Instrument	2021-20344

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 20, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	6545 E CANAL RD, LOCKPORT, NY 14094-9222
Document Number	0000024934
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6545 E CANAL RD LOCKPORT NY 140949222, LOCKPORT, NY 14094-9222

Mortgage

Document Number	0000024934
Date	Dec 19, 2017
Instrument	24934

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Niagara County and Pendleton Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Pendleton Town
Unified School District	Starpoint Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,631.00 (+3.95%)
2025	$5,417.00	$139,900 (-) Land $23,100 Building $116,800	$279,800 (+5.98%) Land $46,200 Building $233,600
2023		$139,900 Land $23,100 Building $116,800	$264,000 Land $43,591 Building $220,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1989–2014)
Most Recent Claim	Mar 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON TOWN WD serves 6,050 people · EPA ID NY3100574
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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