6544 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 6544 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,444 sqft · built 1960
Lot Size	4.25 acres (185,130 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,679 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jan 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-0028-0011-03-0`

Property Details

APN / Parcel Number

Primary APN	`01-0028-0011-03-0`
Alternative APN	`11-01-0028-0011-03-0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	185,130 sqft (4.25 acres)
Lot Width	356 ft Width
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6544 E NAPIER AVE
City	BENTON HARBOR
State	MI
Zip	49022-9676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SPLIT ON 06/30/2020 FROM 01-0028-0011-01-1; BEG AT THE W ? COR OF SEC 28 T4S R17W TH S88DEG04'23E 356' TH S01DEG00'41"W 519.49' TH N88DEG04'23"W 356' TH N01DEG00'41"E 519.49' TO POB
Legal Range	17W
Legal Township	04S
Legal Section	28
Jurisdiction	BERRIEN MI
Township / Civil Division	BAINBRIDGE
Census Block Group	3
Census Block	3016
Census Tract	10400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6544 E NAPIER AVE, BENTON HARBOR, MI 49022-9676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · Line of Credit HONOR CU
Jan 27, 2021	Deed of Trust, Mortgage · Line of Credit HONOR CU
Jun 25, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	6544 E NAPIER AVE, BENTON HARBOR, MI 49022-9676
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6544 E NAPIER AVE, BENTON HARBOR, MI 49022-9676

Mortgage

Document Number	003383/382
Date	Aug 18, 2022
Book Page	3383/382
Instrument	2022360296

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	6544 E NAPIER AVE, BENTON HARBOR, MI 49022-9676
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03310/2295
Date	Jan 27, 2021
Book Page	3310/2295

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 12, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 25, 2020
Property Address	6544 E NAPIER AVE, BENTON HARBOR, MI 49022-9676
Document Number	0003280/21
Book / Page	3280 / 21
Instrument Date	Jun 19, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6455 E NAPIER AVE, BENTON HARBOR, MI 49022-9676

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bainbridge Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,700 (+25.28%)	$291,400 (+25.28%)
2025	$1,679.00 (+41.21%)
2023		$116,300	$232,600
2022	$1,189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Supernet Cable	100 / 25

May also be available: Mercury Fiber.

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