6542 Saint James Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 6542 Saint James Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,006 sqft · built 1960
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,000 (Dec 2025)
Tax Bill	$2,742 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`236-0166-009-0000`

Property Details

APN / Parcel Number

Primary APN	`236-0166-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,006 sqft Living Area
1st Floor Area	1,006 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Exterior Material	Block
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,800 sqft (0.179 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6542 SAINT JAMES DR
City	CARMICHAEL
State	CA
Zip	95608-0947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	JAMES TOWNE 02, LOT 54
Legal Subdivision	JAMES TOWNE 02
Legal Lot Number	54
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	5
Census Block	5000
Census Tract	7903

Owner

Source: Sacramento County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6542 SAINT JAMES DR, CARMICHAEL, CA 95608-0947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Feb 11, 2021	Intrafamily Transfer, Transfer
Jan 16, 2021	Deed of Trust, Mortgage · FHA Mortgage MUTUAL/OMAHA MTG LLC
Jan 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Oct 25, 2001 · Amount on Record
Deed Book / Page	20251204 / 1395
Prior Transfer Date	Jan 29, 2021
Prior Transfer Doc	2110000000360
Record Updated	Sep 20, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 4, 2025
Property Address	6542 SAINT JAMES DR, CARMICHAEL, CA 95608-0947
Document Number	0000001395
Map Reference	MB 53 MAP 31
Instrument Date	Dec 3, 2025
Instrument	202512041395
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16542 SAINT JAMES DRIVE, CARMICHAEL, CA 95608

Mortgage

Document Number	0000001396
Date	Dec 4, 2025
Instrument	202512041396

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 11, 2021
Property Address	6542 SAINT JAMES DR, CARMICHAEL, CA 95608-0947
Document Number	0000000360
Map Reference	MB 53 PG 31
Instrument Date	Jan 29, 2021
Instrument	202102110360
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6542 SAINT JAMES DR, CARMICHAEL, CA 95608-0947

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6542 SAINT JAMES DR, CARMICHAEL, CA 95608-0947
Document Number	2101221484
Instrument Date	Jan 16, 2021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6542 SAINT JAMES DR CARMICHAEL CA 956080947, CARMICHAEL, CA 95608-0947

Mortgage

Document Number	2101221484
Date	Jan 22, 2021
Instrument	2101221484

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.6%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6542 SAINT JAMES DR, CARMICHAEL, CA 95608-0947
Document Number	2101221485
Instrument Date	Jan 16, 2021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6542 SAINT JAMES DR CARMICHAEL CA 956080947, CARMICHAEL, CA 95608-0947

Mortgage

Document Number	2101221485
Date	Jan 22, 2021
Instrument	2101221485

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.6%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$449,000 (+92.69%) Land $104,500 Building $344,500
2025	$2,742.00 (+2.2%) Homeowner's exemption	$233,017 (+4.04%) Land $56,123 Building $176,894
2024	$2,683.00 (+1.67%)
2023	$2,639.00 (+2.13%) Homeowner's exemption	$223,971 Land $53,945 Building $170,026
2022	$2,584.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1992–1995)
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Succeed.Net.

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