Sacramento County property record for 6536 Saint James Dr, Carmichael, CA 95608 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,696 sqft · built 1960 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Nov 2020) |
| Tax Bill | $4,914 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Nov 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 236-0166-008-0000 |
| Primary APN | 236-0166-008-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 1,349 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 7,800 sqft (0.179 acres) |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6536 SAINT JAMES DR |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-0947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES TOWNE 02, LOT 55 |
| Legal Subdivision | JAMES TOWNE 02 |
| Legal Lot Number | 55 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 7903 |
Source: Sacramento County records · APN 236-0166-008-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6536 SAINT JAMES DR, CARMICHAEL, CA 95608-0947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 22, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 23, 2020 | Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG |
| May 21, 2019 | Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| Nov 23, 2018 | Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| May 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on Record |
| Deed Sale | Nov 23, 2020 · Amount on Record |
| Prior Sale | Dec 06, 2016 · Amount on Record |
| Deed Book / Page | 20201123 / 1637 |
| Prior Transfer Date | May 13, 1998 |
| Prior Transfer Doc | 9805001499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 6536 SAINT JAMES DR, CARMICHAEL, CA 95608-0947 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 6536 SAINT JAMES DR, CARMICHAEL, CA 95608-0947 |
| Document Number | 0000000113 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 2022062200113 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 21, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 23, 2020 |
| Property Address | 6536 SAINT JAMES DR, CARMICHAEL, CA 95608-0947 |
| Document Number | 2011231637 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 2011231637 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $413.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6536 SAINT JAMES DR CARMICHAEL CA 956080947, CARMICHAEL, CA 95608-0947 |
| Document Number | 2011231638 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2011231638 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 6536 SAINT JAMES DR, CARMICHAEL, CA 95608-0947 |
| Document Number | 1905291229 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE CO/CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6536 SAINT JAMES DR CARMICHAEL CA 956080947, CARMICHAEL, CA 95608-0947 |
| Document Number | 1905291229 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 1905291229 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 6536 SAINT JAMES DR, CARMICHAEL, CA 95608-0947 |
| Document Number | 1811290140 |
| Instrument Date | Nov 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Title Company | CHRONOS TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6536 SAINT JAMES DR CARMICHAEL CA 956080947, CARMICHAEL, CA 95608-0947 |
| Document Number | 1811290140 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 1811290140 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 6536 SAINT JAMES DR, CARMICHAEL, CA 95608-0947 |
| Document Number | 1805311371 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2018 |
| Title Company | CHRONOS TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6536 SAINT JAMES DR CARMICHAEL CA 956080947, CARMICHAEL, CA 95608-0947 |
| Document Number | 1805311371 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 1805311371 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2048 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $414,027 (+2%) Land $83,909 Building $330,118 | |
| 2025 | $4,914.00 (+2.14%) | $405,910 (+4.04%) Land $82,264 Building $323,646 |
| 2024 | $4,811.00 (+1.61%) | |
| 2023 | $4,735.00 (+2.05%) | $390,149 Land $79,070 Building $311,079 |
| 2022 | $4,640.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670079035, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force 5 of 6 on primary residences |
| Nearby Flood Claims | 2 (1992–1995) |
| Most Recent Claim | Jan 1995, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, Mud Flows |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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