6542 Cuthbert Rd, White Lake, MI 48386 Property Records

Oakland County property record for 6542 Cuthbert Rd, White Lake, MI 48386

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 1988
Lot Size	2.68 acres (116,741 sqft)
Owner	2 Individual Names on File
Last Sale	$182,999 (Jun 1997)
Tax Bill	$2,729 (2025)
Deeds & Mortgages	Jan 2026 Transfer Dec 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`Y-12-04-200-020`

Property Details

APN / Parcel Number

Primary APN	`Y-12-04-200-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,752 sqft Living Area
1st Floor Area	1,037 sqft
Basement Area	982 sqft
Unfinished Basement	982 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	116,741 sqft (2.68 acres)
Garage Area	1,130 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	192 sqft
Patio Area	833 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6542 CUTHBERT RD
City	WHITE LAKE
State	MI
Zip	48386-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	T3N, R8E, SEC 4 PART OF NE FRC 1/4 BEG AT PT DIST S 00-00-11 W 865.00 FT FROM N 1/4 COR, TH S 00-00-11 W 275.00 FT, TH E 425.00 FT, TH N 00-00-11 E 275.00 FT, TH W 425.00 FT TO BEG 2.68 A
Legal Range	08E
Legal Township	03N
Legal Section	04
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	1
Census Block	1004
Census Tract	130100

Owner

6542 Cuthbert Rd is owned and occupied by two individuals who acquired it in December 2025.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6542 CUTHBERT RD, WHITE LAKE, MI 48386-1007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Intrafamily Transfer, Transfer
Dec 23, 2025	Intrafamily Transfer, Transfer
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 1997 · Amount on File
Deed Sale	Jun 3, 1997 · Amount on File
Last Transfer Date	Dec 18, 2025
Transfer Doc	20260003880
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jan 9, 2026
Property Address	6542 CUTHBERT RD, WHITE LAKE, MI 48386-1007
Document Number	20260003880
Book / Page	60860 / 11
Instrument Date	Dec 18, 2025
Instrument	20260003880
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6542 CUTHBERT RD, WHITE LAKE, MI 48386-1007

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6542 CUTHBERT RD, WHITE LAKE, MI 48386-1007

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Dec 23, 2025
Property Address	6542 CUTHBERT RD, WHITE LAKE, MI 48386-1007
Document Number	20250162230
Book / Page	60819 / 822
Instrument Date	Dec 17, 2025
Instrument	20250162230
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6542 CUTHBERT RD, WHITE LAKE, MI 48386-1007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6542 CUTHBERT RD, WHITE LAKE, MI 48386-1007

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	6542 CUTHBERT RD, WHITE LAKE, MI 48386-1007
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6542 CUTHBERT RD, WHITE LAKE, MI 48386-1007

Mortgage

Document Number	0000215347
Date	Sep 7, 2021
Book Page	56808/231
Instrument	215347

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6542 Cuthbert Rd was $2,729 with a homeowner's exemption, down 35.6% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,729.00 (-35.56%) Homeowner's exemption	$164,860	$329,720
2024	$4,235.00
2023		$149,500	$299,000
2021	$3,584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6542 Cuthbert Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6542 Cuthbert Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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