6396 Cuthbert Rd, White Lake, MI 48386 Property Records

Oakland County property record for 6396 Cuthbert Rd, White Lake, MI 48386 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1989
Square Footage	2,325 sqft Living Area
Lot Size	114,998 sqft (2.64 acres)
Garage	1,965 sqft
Occupancy	Owner Occupied
Tax Bill	$3,691.00 (2025)

Owner

Source: Oakland County records · APN Y-12-04-200-021

Assessment roll updated February 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6396 CUTHBERT RD, WHITE LAKE, MI 48386-1028
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 20, 2025
Transfer Doc	0000020224
Record Refreshed	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	6396 CUTHBERT RD, WHITE LAKE, MI 48386-1028
Document Number	0000043627
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	6396 CUTHBERT RD WHITE LAKE MI 483861028, WHITE LAKE, MI 48386-1028

Mortgage

Document Number	0000043627
Date	Mar 03, 2020
Book Page	053904/000493
Instrument	43627

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 02, 2040

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,691.00 (-34.71%) Homeowner's exemption	$219,130 (+10.96%)	$438,260 (+10.96%)
2024	$5,653.00 (+18.34%)
2023		$197,490	$394,980
2021	$4,777.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`Y-12-04-200-021`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	2,325 sqft Living Area
1st Floor	1,493 sqft 1st Floor
Basement Area	1,602 sqft Basement
Unfinished Basement	1,481 sqft Unfinished
Game Room	Game Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Hip Roof Construction
Lot Area	114,998 sqft (2.64 acres)
Parking Spaces	7 Parking Spaces
Garage Area	1,965 sqft Garage

Exterior Amenities

Deck Area	660 sqft Deck
Patio Area	779 sqft Patio
Porch Area	121 sqft Porch
Topography	Low Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	6396 CUTHBERT RD
City	WHITE LAKE
State	MI
Zip	48386-1028
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	T3N, R8E, SEC 4 PART OF NE FRC 1/4 BEG AT PT DIST S 00-00-11 W 1140.00 FT FROM N 1/4 COR, TH S 00-00-11 W 269.42 FT, TH S 89-34-33 E 425.01 FT, TH N 00-00-11 E 272.56 FT, TH W 425.00 FT TO BEG 2.64 A
Legal Range	08E
Legal Township	03N
Legal Section	04
Jurisdiction	OAKLAND MI
Minor Civil Division	WHITE LAKE
Census Blockgroup	1
Census Block	1004
Census Tract	130100