6541 Stubbs Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 6541 Stubbs Rd, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,734 sqft · built 2000
Lot Size	16 acres (698,702 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Oct 2023)
Tax Bill	$1,442 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-3N-28-0000-00100-0000`

Property Details

APN / Parcel Number

Primary APN	`04-3N-28-0000-00100-0000`
Alternative APN	`N283040000001000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,734 sqft Living Area
Gross Area	2,127 sqft
1st Floor Area	1,734 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	698,702 sqft (16 acres)
View / Lot	Woodland

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	393 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6541 STUBBS RD
City	MILTON
State	FL
Zip	32570-8682
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	UPDATED 2024 SECTION 4 TOWNSHIP 3N RANGE 28W: NE4 OF NE4 LESS W 210FT OF N 525FT FUR DES AS: COM NE COR SEC 4, THN S0052'59W ALNG E SEC LN 1322.30FT, THN S8952'31W 267.84FT TO WLY R/W OF HWY 87 AND POB, THN S8952'31W 1053.64FT, THN N0024'11E
Legal Range	28W
Legal Township	3N
Legal Section	04
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BERRYDALE
Census Block Group	1
Census Block	1000
Census Tract	10400

Owner

Source: Santa Rosa County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6541 STUBBS RD, MILTON, FL 32570-8682
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 6, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Jul 5, 2022 · Amount on Record
Deed Document Number	202345619
Deed Book / Page	4441 / 143
Prior Transfer Date	Nov 8, 2022
Prior Transfer Doc	0043571059
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6541 STUBBS RD, MILTON, FL 32570-8682
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6541 STUBBS RD, MILTON, FL 32570-8682

Mortgage

Document Number	0040511843
Date	Jan 4, 2021
Book Page	4051/1843
Instrument	202100116

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 6, 2023
Property Address	6541 STUBBS RD, MILTON, FL 32570-8682
Document Number	0044410143
Book / Page	4441 / 143
Instrument Date	Oct 6, 2023
Instrument	202345619
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,793.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5300 OLD RIVER RD, BAKER, FL 32531-9303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6541 STUBBS RD, MILTON, FL 32570-8682

Mortgage

Document Number	0004441146
Date	Oct 6, 2023
Instrument	4441/146

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 6, 2023
Property Address	6541 STUBBS RD, MILTON, FL 32570-8682
Document Number	0043571059
Book / Page	4357 / 1059
Instrument Date	Nov 8, 2022
Instrument	202300634
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6535 MARTIN RD, MILTON, FL 32570-9505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6535 MARTIN RD, MILTON, FL 32570-9505

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,442.00 (+3.44%) Homeowner's exemption	$152,843 (+1.18%)	$357,739 (+5.19%) Land $179,648 Building $178,091
2024	$1,394.00 (+58.05%) Homeowner's exemption	$151,062 (+43.84%)	$340,098 (+6.19%) Land $30,527 Building $309,571
2023	$882.00 (+3.04%) Homeowner's exemption	$105,024 (+2.93%)	$320,280 (+3.03%) Land $27,527 Building $292,753
2022	$856.00 Homeowner's exemption	$102,039	$310,861

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (1998–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERRYDALE WATER SYSTEM serves 2,800 people · EPA ID FL1570064
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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