6491 Stubbs Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 6491 Stubbs Rd, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1958
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$31,000 (Nov 2000)
Tax Bill	$423 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-3N-28-0000-00600-0000`

Property Details

APN / Parcel Number

Primary APN	`04-3N-28-0000-00600-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Heated Area
Gross Area	2,285 sqft
1st Floor Area	1,000 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1958
Exterior Material	Metal
Construction Type	Wood
Foundation Type	Raised
Roof Material	Metal
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	421 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	043N280000006000000
Street Address	6491 STUBBS RD
City	MILTON
State	FL
Zip	32570-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	COMM AT TH NE COR OF TH NW4 OF TH NE4 THN W 209 FT THN S 209 FT TO POB THN CONT S 313.5 FT THN W 209 FT THN N 313.5 FT THN E
Legal Range	28W
Legal Township	03N
Legal Section	04
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BERRYDALE
Census Block Group	1
Census Block	1000
Census Tract	10400

Owner

6491 Stubbs Rd is owned and occupied by an individual who acquired it in April 2023.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	6491 STUBBS RD, MILTON, FL 32570-9679
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Apr 26, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2000 · Amount on File
Deed Sale	Nov 9, 2000 · Amount on File
Prior Sale	Nov 15, 2012 · Amount on File
Deed Document Number	0018611019
Deed Book / Page	043N2
Last Transfer Date	Apr 26, 2023
Transfer Doc	0043881553
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6491 STUBBS RD, MILTON, FL 32570-9679
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6491 STUBBS RD, MILTON, FL 32570-9679

Mortgage

Document Number	0044070091
Date	Jun 20, 2023
Book Page	4407/91
Instrument	202327341

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 26, 2023
Property Address	6491 STUBBS RD, MILTON, FL 32570-9679
Document Number	0043881553
Book / Page	4388 / 1553
Instrument Date	Apr 26, 2023
Instrument	202317927
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6491 STUBBS RD, MILTON, FL 32570-9679

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6491 STUBBS RD, MILTON, FL 32570-9679

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$423.00 (+0.71%) Homeowner's exemption	$55,487 (+3%)	$101,199 (+4.54%) Land $35,000 Building $66,199
2023	$420.00 (+1.45%) Homeowner's exemption	$53,871 (+3%)	$96,808 (+2.61%) Land $31,250 Building $65,558
2022	$414.00 Homeowner's exemption	$52,302	$94,349 Land $31,250 Building $63,099

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6491 Stubbs Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (1998–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6491 Stubbs Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERRYDALE WATER SYSTEM serves 2,800 people · EPA ID FL1570064
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

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