Martin County property record for 6481 SE Harbor Cir, Stuart, FL 34996
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 5,334 sqft · built 1986 |
| Lot Size | 0.572 acres (24,916 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,675,000 (Feb 2018) |
| Tax Bill | $31,492 (2025) |
| Deeds & Mortgages | Aug 2021 Transfer Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-38-42-006-000-0006.0-6-0000 |
| Primary APN | 08-38-42-006-000-0006.0-6-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 5,334 sqft Living Area |
| Gross Area | 6,228 sqft |
| 1st Floor Area | 4,124 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 24,916 sqft (0.572 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 894 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 309 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 45695 |
|---|---|
| Street Address | 6481 SE HARBOR CIR |
| City | STUART |
| State | FL |
| Zip | 34996-1960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | SAILFISH POINT PLAT 4 LOT 6 |
| Legal Range | 42E |
| Legal Township | 38S |
| Legal Section | 8 |
| Legal Subdivision | SAILFISH POINT |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 100 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 6481 SE HARBOR CIR, STUART, FL 34996-1960 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Aug 24, 2021 | Intrafamily Transfer, Transfer ATTORNEY |
| Apr 2, 2018 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Feb 5, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2018 · Amount on Record |
| Deed Sale | Feb 5, 2018 · Amount on Record |
| Prior Sale | Apr 1, 2014 · Amount on Record |
| Deed Document Number | 20182677046 |
| Deed Book / Page | 2973 / 1042 |
| Prior Transfer Date | Jul 18, 2003 |
| Prior Transfer Doc | 0001692182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Aug 24, 2021 |
| Property Address | 6481 SE HARBOR CIR, STUART, FL 34996-1960 |
| Document Number | 0032511271 |
| Book / Page | 3251 / 1271 |
| Map Reference | MB 8 PG 88 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 2910173 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6481 SE HARBOR CIR, STUART, FL 34996-1960 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 6481 SE HARBOR CIR, STUART, FL 34996-1960 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029831988 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 02983/1988 |
| Instrument | 2686547 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Feb 5, 2018 |
| Property Address | 6481 SE HARBOR CIR, STUART, FL 34996-1960 |
| Document Number | 0029731042 |
| Book / Page | 002973 / 001042 |
| Instrument Date | Feb 2, 2018 |
| Instrument | 2677046 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $11,725.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 242 DOLPHIN COVE QUAY STAMFORD CT 069027752, STAMFORD, CT 06902-7752 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,492.00 (-1.05%) Homeowner's exemption | $1,986,358 (+5.99%) | $3,566,540 (+6.51%) Land $1,627,500 Building $1,939,040 |
| 2024 | $31,826.00 (+1.45%) | ||
| 2023 | $31,371.00 (+3.14%) Additional exemption filed | $1,874,154 (+3%) | $3,348,530 (+29.92%) Land $1,365,000 Building $1,983,530 |
| 2022 | $30,417.00 Homeowner's exemption | $1,819,567 | $2,577,290 Land $945,000 Building $1,632,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 390 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,299 units insured incl. 909 condo units |
| Nearby Flood Claims | 70 (1984–2023) |
| Claims Outside the SFHA | 6 of 70 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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